Neighborhood Profile

Midtown

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
49.4
National rank: #7,829 of 14,967
Stability and Strength
51.5
Score
Value Opportunity
35.8
Score
Momentum
65.2
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#7,829 of 14,967
State rank#916 of 1,814
City rank#42 of 111
County rank#78 of 170
National percentile47.7
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,505,957
Year-over-year home value change2.9%
Month-over-month home value change0.05%
Home value to income ratio13.87
Median household income$108,569
Bachelor's degree or higher61.6%
Civilian unemployment rate8.1%
Homeownership rate45.6%
Housing vacancy rate13.7%
Rent burden 30% or higher47.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Midtown

What is the Best Neighborhoods USA ranking for Midtown?

Midtown is ranked #42 of 111 eligible neighborhoods in San Diego; #916 of 1,814 eligible neighborhoods in CA; and #7,829 of 14,967 eligible neighborhoods in the United States.

Is Midtown one of the best neighborhoods in San Diego?

Midtown has a Best Neighborhoods USA Index of 49.4 and a city ranking of #42 of 111 eligible neighborhoods in San Diego.

How much are homes worth in Midtown?

The current Zillow Home Value Index for Midtown is approximately $1,505,957.

Are home values rising or falling in Midtown?

Zillow neighborhood values changed 2.9% year over year and 0.05% month over month.

What is the Neighborhood Momentum Score for Midtown?

Midtown has a Neighborhood Momentum Score of 65.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Midtown?

The NDS-derived neighborhood median household income is approximately $108,569.

How affordable is Midtown relative to household income?

The current Zillow home-value-to-household-income ratio is 13.87. Price-to-income affordability is a major Value Opportunity input.

Is Midtown primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 45.6%.

What is the unemployment rate in Midtown?

The NDS-derived civilian unemployment rate is approximately 8.1%.

How educated are residents of Midtown?

Approximately 61.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Midtown face high rent burden?

Approximately 47.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Midtown?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications140
Estimated originations84
Home-purchase applications68
Origination rate59.9%
Home-purchase share49.0%
Average application loan$760,456
Total application loan amount$106,088,671
National application rank#3,169 of 14,874 rankable neighborhoods
Geometry coverage99.3%
Recent trend: Applications 45.5% YoY; originations 62.4% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.