Neighborhood Profile

Northgate

Sacramento, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
54.2
National rank: #6,041 of 14,967
Stability and Strength
61.8
Score
Value Opportunity
63.6
Score
Momentum
29.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSacramento, CA
CountySacramento County
National rank#6,041 of 14,967
State rank#675 of 1,814
City rank#21 of 101
County rank#39 of 144
National percentile59.7
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$425,433
Year-over-year home value change-2.8%
Month-over-month home value change0.12%
Home value to income ratio3.69
Median household income$115,399
Bachelor's degree or higher15.6%
Civilian unemployment rate4.6%
Homeownership rate82.5%
Housing vacancy rate2.9%
Rent burden 30% or higher23.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Northgate

What is the Best Neighborhoods USA ranking for Northgate?

Northgate is ranked #21 of 101 eligible neighborhoods in Sacramento; #675 of 1,814 eligible neighborhoods in CA; and #6,041 of 14,967 eligible neighborhoods in the United States.

Is Northgate one of the best neighborhoods in Sacramento?

Northgate has a Best Neighborhoods USA Index of 54.2 and a city ranking of #21 of 101 eligible neighborhoods in Sacramento.

How much are homes worth in Northgate?

The current Zillow Home Value Index for Northgate is approximately $425,433.

Are home values rising or falling in Northgate?

Zillow neighborhood values changed -2.8% year over year and 0.12% month over month.

What is the Neighborhood Momentum Score for Northgate?

Northgate has a Neighborhood Momentum Score of 29.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Northgate?

The NDS-derived neighborhood median household income is approximately $115,399.

How affordable is Northgate relative to household income?

The current Zillow home-value-to-household-income ratio is 3.69. Price-to-income affordability is a major Value Opportunity input.

Is Northgate primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 82.5%.

What is the unemployment rate in Northgate?

The NDS-derived civilian unemployment rate is approximately 4.6%.

How educated are residents of Northgate?

Approximately 15.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Northgate face high rent burden?

Approximately 23.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Northgate?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications48
Estimated originations25
Home-purchase applications25
Origination rate52.7%
Home-purchase share51.1%
Average application loan$313,650
Total application loan amount$15,054,810
National application rank#7,403 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 45.5% YoY; originations 91.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.