What is the Best Neighborhoods USA ranking for Shelltown?
Shelltown is ranked #101 of 111 eligible neighborhoods in San Diego; #1,648 of 1,814 eligible neighborhoods in CA; and #13,363 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Shelltown
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
30.7
Stability and Strength
26.2
Value Opportunity
25.0
Momentum
46.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #13,363 of 14,967 |
| State rank | #1,648 of 1,814 |
| City rank | #101 of 111 |
| County rank | #154 of 170 |
| National percentile | 10.7 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $679,157 |
| Year-over-year home value change | -0.7% |
| Month-over-month home value change | 0.25% |
| Home value to income ratio | 9.87 |
| Median household income | $68,837 |
| Bachelor's degree or higher | 8.2% |
| Civilian unemployment rate | 8.8% |
| Homeownership rate | 30.1% |
| Housing vacancy rate | 4.9% |
| Rent burden 30% or higher | 61.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Shelltown
Is Shelltown one of the best neighborhoods in San Diego?
Shelltown has a Best Neighborhoods USA Index of 30.7 and a city ranking of #101 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Shelltown?
The current Zillow Home Value Index for Shelltown is approximately $679,157.
Are home values rising or falling in Shelltown?
Zillow neighborhood values changed -0.7% year over year and 0.25% month over month.
What is the Neighborhood Momentum Score for Shelltown?
Shelltown has a Neighborhood Momentum Score of 46.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Shelltown?
The NDS-derived neighborhood median household income is approximately $68,837.
How affordable is Shelltown relative to household income?
The current Zillow home-value-to-household-income ratio is 9.87. Price-to-income affordability is a major Value Opportunity input.
Is Shelltown primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 30.1%.
What is the unemployment rate in Shelltown?
The NDS-derived civilian unemployment rate is approximately 8.8%.
How educated are residents of Shelltown?
Approximately 8.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Shelltown face high rent burden?
Approximately 61.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Shelltown?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications50
Estimated originations25
Home-purchase applications14
Origination rate50.1%
Home-purchase share28.1%
Average application loan$427,950
Total application loan amount$21,189,822
National application rank#7,259 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 11.3% YoY; originations 13.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.