Neighborhood Profile

Sierra Oaks

Sacramento, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
62.6
National rank: #3,192 of 14,967
Stability and Strength
60.5
Score
Value Opportunity
49.6
Score
Momentum
84.2
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSacramento, CA
CountySacramento County
National rank#3,192 of 14,967
State rank#292 of 1,814
City rank#9 of 101
County rank#18 of 144
National percentile78.7
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$827,286
Year-over-year home value change4.2%
Month-over-month home value change0.62%
Home value to income ratio9.44
Median household income$87,618
Bachelor's degree or higher54.3%
Civilian unemployment rate2.5%
Homeownership rate45.8%
Housing vacancy rate0.8%
Rent burden 30% or higher58.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Sierra Oaks

What is the Best Neighborhoods USA ranking for Sierra Oaks?

Sierra Oaks is ranked #9 of 101 eligible neighborhoods in Sacramento; #292 of 1,814 eligible neighborhoods in CA; and #3,192 of 14,967 eligible neighborhoods in the United States.

Is Sierra Oaks one of the best neighborhoods in Sacramento?

Sierra Oaks has a Best Neighborhoods USA Index of 62.6 and a city ranking of #9 of 101 eligible neighborhoods in Sacramento.

How much are homes worth in Sierra Oaks?

The current Zillow Home Value Index for Sierra Oaks is approximately $827,286.

Are home values rising or falling in Sierra Oaks?

Zillow neighborhood values changed 4.2% year over year and 0.62% month over month.

What is the Neighborhood Momentum Score for Sierra Oaks?

Sierra Oaks has a Neighborhood Momentum Score of 84.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Sierra Oaks?

The NDS-derived neighborhood median household income is approximately $87,618.

How affordable is Sierra Oaks relative to household income?

The current Zillow home-value-to-household-income ratio is 9.44. Price-to-income affordability is a major Value Opportunity input.

Is Sierra Oaks primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 45.8%.

What is the unemployment rate in Sierra Oaks?

The NDS-derived civilian unemployment rate is approximately 2.5%.

How educated are residents of Sierra Oaks?

Approximately 54.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Sierra Oaks face high rent burden?

Approximately 58.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Sierra Oaks?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications48
Estimated originations32
Home-purchase applications23
Origination rate66.7%
Home-purchase share47.1%
Average application loan$618,897
Total application loan amount$29,992,104
National application rank#7,358 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 35.6% YoY; originations 42.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.