Neighborhood Profile

Biscayne Terrace

Jacksonville, FL | Duval County
Scored premium profile
Best Neighborhoods USA Index
50.5
National rank: #7,455 of 14,967
Stability and Strength
51.5
Score
Value Opportunity
48.0
Score
Momentum
52.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationJacksonville, FL
CountyDuval County
National rank#7,455 of 14,967
State rank#401 of 1,145
City rank#72 of 188
County rank#72 of 188
National percentile50.2
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$272,798
Year-over-year home value change0.1%
Month-over-month home value change0.25%
Home value to income ratio4.92
Median household income$55,428
Bachelor's degree or higher27.0%
Civilian unemployment rate2.4%
Homeownership rate87.4%
Housing vacancy rate7.6%
Rent burden 30% or higher49.4%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Biscayne Terrace

What is the Best Neighborhoods USA ranking for Biscayne Terrace?

Biscayne Terrace is ranked #72 of 188 eligible neighborhoods in Jacksonville; #401 of 1,145 eligible neighborhoods in FL; and #7,455 of 14,967 eligible neighborhoods in the United States.

Is Biscayne Terrace one of the best neighborhoods in Jacksonville?

Biscayne Terrace has a Best Neighborhoods USA Index of 50.5 and a city ranking of #72 of 188 eligible neighborhoods in Jacksonville.

How much are homes worth in Biscayne Terrace?

The current Zillow Home Value Index for Biscayne Terrace is approximately $272,798.

Are home values rising or falling in Biscayne Terrace?

Zillow neighborhood values changed 0.1% year over year and 0.25% month over month.

What is the Neighborhood Momentum Score for Biscayne Terrace?

Biscayne Terrace has a Neighborhood Momentum Score of 52.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Biscayne Terrace?

The NDS-derived neighborhood median household income is approximately $55,428.

How affordable is Biscayne Terrace relative to household income?

The current Zillow home-value-to-household-income ratio is 4.92. Price-to-income affordability is a major Value Opportunity input.

Is Biscayne Terrace primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 87.4%.

What is the unemployment rate in Biscayne Terrace?

The NDS-derived civilian unemployment rate is approximately 2.4%.

How educated are residents of Biscayne Terrace?

Approximately 27.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Biscayne Terrace face high rent burden?

Approximately 49.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Biscayne Terrace?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications177
Estimated originations87
Home-purchase applications80
Origination rate49.2%
Home-purchase share45.2%
Average application loan$192,110
Total application loan amount$33,913,619
National application rank#2,452 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -0.8% YoY; originations 8.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.