Neighborhood Profile

Black Hammock Island

Jacksonville, FL | Duval County
Scored premium profile
Best Neighborhoods USA Index
53.8
National rank: #6,177 of 14,967
Stability and Strength
49.4
Score
Value Opportunity
42.2
Score
Momentum
77.2
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationJacksonville, FL
CountyDuval County
National rank#6,177 of 14,967
State rank#316 of 1,145
City rank#54 of 188
County rank#54 of 188
National percentile58.7
National bandMIDDLE_50_PERCENT
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market

Reach consumers while they are actively deciding where to live.

Inquire about this market
Unsold commercial placement. No local expert is currently assigned.

Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$590,819
Year-over-year home value change6.0%
Month-over-month home value change0.01%
Home value to income ratio5.99
Median household income$98,639
Bachelor's degree or higher19.6%
Civilian unemployment rate4.6%
Homeownership rate100.0%
Housing vacancy rate16.1%
Rent burden 30% or higher70.2%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Black Hammock Island

What is the Best Neighborhoods USA ranking for Black Hammock Island?

Black Hammock Island is ranked #54 of 188 eligible neighborhoods in Jacksonville; #316 of 1,145 eligible neighborhoods in FL; and #6,177 of 14,967 eligible neighborhoods in the United States.

Is Black Hammock Island one of the best neighborhoods in Jacksonville?

Black Hammock Island has a Best Neighborhoods USA Index of 53.8 and a city ranking of #54 of 188 eligible neighborhoods in Jacksonville.

How much are homes worth in Black Hammock Island?

The current Zillow Home Value Index for Black Hammock Island is approximately $590,819.

Are home values rising or falling in Black Hammock Island?

Zillow neighborhood values changed 6.0% year over year and 0.01% month over month.

What is the Neighborhood Momentum Score for Black Hammock Island?

Black Hammock Island has a Neighborhood Momentum Score of 77.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Black Hammock Island?

The NDS-derived neighborhood median household income is approximately $98,639.

How affordable is Black Hammock Island relative to household income?

The current Zillow home-value-to-household-income ratio is 5.99. Price-to-income affordability is a major Value Opportunity input.

Is Black Hammock Island primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 100.0%.

What is the unemployment rate in Black Hammock Island?

The NDS-derived civilian unemployment rate is approximately 4.6%.

How educated are residents of Black Hammock Island?

Approximately 19.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Black Hammock Island face high rent burden?

Approximately 70.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Black Hammock Island?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications60
Estimated originations35
Home-purchase applications23
Origination rate57.9%
Home-purchase share38.5%
Average application loan$253,934
Total application loan amount$15,313,867
National application rank#6,474 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -25.6% YoY; originations -16.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.