Neighborhood Profile

Holly Oaks

Jacksonville, FL | Duval County
Scored premium profile
Best Neighborhoods USA Index
67.7
National rank: #1,846 of 14,967
Stability and Strength
74.8
Score
Value Opportunity
75.3
Score
Momentum
45.6
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationJacksonville, FL
CountyDuval County
National rank#1,846 of 14,967
State rank#58 of 1,145
City rank#12 of 188
County rank#12 of 188
National percentile87.7
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$332,553
Year-over-year home value change0.1%
Month-over-month home value change-0.00%
Home value to income ratio3.56
Median household income$93,512
Bachelor's degree or higher39.6%
Civilian unemployment rate0.0%
Homeownership rate87.4%
Housing vacancy rate0.4%
Rent burden 30% or higher41.3%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Holly Oaks

What is the Best Neighborhoods USA ranking for Holly Oaks?

Holly Oaks is ranked #12 of 188 eligible neighborhoods in Jacksonville; #58 of 1,145 eligible neighborhoods in FL; and #1,846 of 14,967 eligible neighborhoods in the United States.

Is Holly Oaks one of the best neighborhoods in Jacksonville?

Holly Oaks has a Best Neighborhoods USA Index of 67.7 and a city ranking of #12 of 188 eligible neighborhoods in Jacksonville.

How much are homes worth in Holly Oaks?

The current Zillow Home Value Index for Holly Oaks is approximately $332,553.

Are home values rising or falling in Holly Oaks?

Zillow neighborhood values changed 0.1% year over year and -0.00% month over month.

What is the Neighborhood Momentum Score for Holly Oaks?

Holly Oaks has a Neighborhood Momentum Score of 45.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Holly Oaks?

The NDS-derived neighborhood median household income is approximately $93,512.

How affordable is Holly Oaks relative to household income?

The current Zillow home-value-to-household-income ratio is 3.56. Price-to-income affordability is a major Value Opportunity input.

Is Holly Oaks primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 87.4%.

What is the unemployment rate in Holly Oaks?

The NDS-derived civilian unemployment rate is approximately 0.0%.

How educated are residents of Holly Oaks?

Approximately 39.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Holly Oaks face high rent burden?

Approximately 41.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Holly Oaks?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications70
Estimated originations36
Home-purchase applications30
Origination rate51.0%
Home-purchase share42.4%
Average application loan$206,060
Total application loan amount$14,434,894
National application rank#5,816 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -8.8% YoY; originations -6.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.