Neighborhood Profile

Secret Cove

Jacksonville, FL | Duval County
Scored premium profile
Best Neighborhoods USA Index
49.8
National rank: #7,714 of 14,967
Stability and Strength
53.3
Score
Value Opportunity
62.4
Score
Momentum
26.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationJacksonville, FL
CountyDuval County
National rank#7,714 of 14,967
State rank#419 of 1,145
City rank#77 of 188
County rank#77 of 188
National percentile48.5
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$350,675
Year-over-year home value change-2.4%
Month-over-month home value change-0.05%
Home value to income ratio4.14
Median household income$84,766
Bachelor's degree or higher69.3%
Civilian unemployment rate4.3%
Homeownership rate37.0%
Housing vacancy rate11.1%
Rent burden 30% or higher51.4%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Secret Cove

What is the Best Neighborhoods USA ranking for Secret Cove?

Secret Cove is ranked #77 of 188 eligible neighborhoods in Jacksonville; #419 of 1,145 eligible neighborhoods in FL; and #7,714 of 14,967 eligible neighborhoods in the United States.

Is Secret Cove one of the best neighborhoods in Jacksonville?

Secret Cove has a Best Neighborhoods USA Index of 49.8 and a city ranking of #77 of 188 eligible neighborhoods in Jacksonville.

How much are homes worth in Secret Cove?

The current Zillow Home Value Index for Secret Cove is approximately $350,675.

Are home values rising or falling in Secret Cove?

Zillow neighborhood values changed -2.4% year over year and -0.05% month over month.

What is the Neighborhood Momentum Score for Secret Cove?

Secret Cove has a Neighborhood Momentum Score of 26.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Secret Cove?

The NDS-derived neighborhood median household income is approximately $84,766.

How affordable is Secret Cove relative to household income?

The current Zillow home-value-to-household-income ratio is 4.14. Price-to-income affordability is a major Value Opportunity input.

Is Secret Cove primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 37.0%.

What is the unemployment rate in Secret Cove?

The NDS-derived civilian unemployment rate is approximately 4.3%.

How educated are residents of Secret Cove?

Approximately 69.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Secret Cove face high rent burden?

Approximately 51.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Secret Cove?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications208
Estimated originations104
Home-purchase applications116
Origination rate50.0%
Home-purchase share55.7%
Average application loan$185,621
Total application loan amount$38,540,107
National application rank#1,955 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -0.5% YoY; originations -14.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.