Neighborhood Profile

North Harford Road

Baltimore, MD | Baltimore City
Scored premium profile
Best Neighborhoods USA Index
69.9
National rank: #1,366 of 14,967
Stability and Strength
72.4
Score
Value Opportunity
85.9
Score
Momentum
43.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBaltimore, MD
CountyBaltimore City
National rank#1,366 of 14,967
State rank#23 of 273
City rank#22 of 235
County rank#22 of 235
National percentile90.9
National bandTOP_10_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$271,335
Year-over-year home value change0.2%
Month-over-month home value change-0.09%
Home value to income ratio1.98
Median household income$136,778
Bachelor's degree or higher49.4%
Civilian unemployment rate2.4%
Homeownership rate81.8%
Housing vacancy rate1.9%
Rent burden 30% or higher64.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in North Harford Road

What is the Best Neighborhoods USA ranking for North Harford Road?

North Harford Road is ranked #22 of 235 eligible neighborhoods in Baltimore; #23 of 273 eligible neighborhoods in MD; and #1,366 of 14,967 eligible neighborhoods in the United States.

Is North Harford Road one of the best neighborhoods in Baltimore?

North Harford Road has a Best Neighborhoods USA Index of 69.9 and a city ranking of #22 of 235 eligible neighborhoods in Baltimore.

How much are homes worth in North Harford Road?

The current Zillow Home Value Index for North Harford Road is approximately $271,335.

Are home values rising or falling in North Harford Road?

Zillow neighborhood values changed 0.2% year over year and -0.09% month over month.

What is the Neighborhood Momentum Score for North Harford Road?

North Harford Road has a Neighborhood Momentum Score of 43.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in North Harford Road?

The NDS-derived neighborhood median household income is approximately $136,778.

How affordable is North Harford Road relative to household income?

The current Zillow home-value-to-household-income ratio is 1.98. Price-to-income affordability is a major Value Opportunity input.

Is North Harford Road primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 81.8%.

What is the unemployment rate in North Harford Road?

The NDS-derived civilian unemployment rate is approximately 2.4%.

How educated are residents of North Harford Road?

Approximately 49.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in North Harford Road face high rent burden?

Approximately 64.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score North Harford Road?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications115
Estimated originations55
Home-purchase applications52
Origination rate47.6%
Home-purchase share45.6%
Average application loan$194,145
Total application loan amount$22,260,608
National application rank#3,832 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 43.5% YoY; originations 23.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.