Neighborhood Profile

Oliver

Baltimore, MD | Baltimore City
Scored premium profile
Best Neighborhoods USA Index
25.8
National rank: #14,111 of 14,967
Stability and Strength
15.2
Score
Value Opportunity
44.3
Score
Momentum
16.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBaltimore, MD
CountyBaltimore City
National rank#14,111 of 14,967
State rank#230 of 273
City rank#192 of 235
County rank#192 of 235
National percentile5.7
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$123,959
Year-over-year home value change-10.9%
Month-over-month home value change0.09%
Home value to income ratio2.82
Median household income$43,993
Bachelor's degree or higher14.9%
Civilian unemployment rate9.3%
Homeownership rate35.6%
Housing vacancy rate34.9%
Rent burden 30% or higher66.2%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Oliver

What is the Best Neighborhoods USA ranking for Oliver?

Oliver is ranked #192 of 235 eligible neighborhoods in Baltimore; #230 of 273 eligible neighborhoods in MD; and #14,111 of 14,967 eligible neighborhoods in the United States.

Is Oliver one of the best neighborhoods in Baltimore?

Oliver has a Best Neighborhoods USA Index of 25.8 and a city ranking of #192 of 235 eligible neighborhoods in Baltimore.

How much are homes worth in Oliver?

The current Zillow Home Value Index for Oliver is approximately $123,959.

Are home values rising or falling in Oliver?

Zillow neighborhood values changed -10.9% year over year and 0.09% month over month.

What is the Neighborhood Momentum Score for Oliver?

Oliver has a Neighborhood Momentum Score of 16.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Oliver?

The NDS-derived neighborhood median household income is approximately $43,993.

How affordable is Oliver relative to household income?

The current Zillow home-value-to-household-income ratio is 2.82. Price-to-income affordability is a major Value Opportunity input.

Is Oliver primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 35.6%.

What is the unemployment rate in Oliver?

The NDS-derived civilian unemployment rate is approximately 9.3%.

How educated are residents of Oliver?

Approximately 14.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Oliver face high rent burden?

Approximately 66.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Oliver?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications107
Estimated originations51
Home-purchase applications57
Origination rate47.8%
Home-purchase share53.5%
Average application loan$182,516
Total application loan amount$19,529,477
National application rank#4,096 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 7.9% YoY; originations 10.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.