What is the Best Neighborhoods USA ranking for Otterbein?
Otterbein is ranked #56 of 235 eligible neighborhoods in Baltimore; #69 of 273 eligible neighborhoods in MD; and #5,819 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Otterbein
Baltimore, MD | Baltimore City
Scored premium profile
Best Neighborhoods USA Index
54.8
Stability and Strength
57.9
Value Opportunity
55.8
Momentum
48.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Baltimore, MD |
| County | Baltimore City |
| National rank | #5,819 of 14,967 |
| State rank | #69 of 273 |
| City rank | #56 of 235 |
| County rank | #56 of 235 |
| National percentile | 61.1 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $440,743 |
| Year-over-year home value change | 0.4% |
| Month-over-month home value change | 0.02% |
| Home value to income ratio | 6.50 |
| Median household income | $67,758 |
| Bachelor's degree or higher | 63.6% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 32.1% |
| Housing vacancy rate | 4.6% |
| Rent burden 30% or higher | 60.2% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Otterbein
Is Otterbein one of the best neighborhoods in Baltimore?
Otterbein has a Best Neighborhoods USA Index of 54.8 and a city ranking of #56 of 235 eligible neighborhoods in Baltimore.
How much are homes worth in Otterbein?
The current Zillow Home Value Index for Otterbein is approximately $440,743.
Are home values rising or falling in Otterbein?
Zillow neighborhood values changed 0.4% year over year and 0.02% month over month.
What is the Neighborhood Momentum Score for Otterbein?
Otterbein has a Neighborhood Momentum Score of 48.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Otterbein?
The NDS-derived neighborhood median household income is approximately $67,758.
How affordable is Otterbein relative to household income?
The current Zillow home-value-to-household-income ratio is 6.50. Price-to-income affordability is a major Value Opportunity input.
Is Otterbein primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 32.1%.
What is the unemployment rate in Otterbein?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Otterbein?
Approximately 63.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Otterbein face high rent burden?
Approximately 60.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Otterbein?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications31
Estimated originations20
Home-purchase applications22
Origination rate63.9%
Home-purchase share72.2%
Average application loan$336,415
Total application loan amount$10,433,262
National application rank#9,097 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 28.0% YoY; originations 22.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.