Neighborhood Profile

North Central

Philadelphia, PA | Philadelphia County
Scored premium profile
Best Neighborhoods USA Index
28.1
National rank: #13,772 of 14,967
Stability and Strength
18.8
Score
Value Opportunity
28.4
Score
Momentum
42.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationPhiladelphia, PA
CountyPhiladelphia County
National rank#13,772 of 14,967
State rank#336 of 382
City rank#113 of 140
County rank#113 of 140
National percentile8.0
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$230,269
Year-over-year home value change1.3%
Month-over-month home value change-0.62%
Home value to income ratio5.90
Median household income$39,035
Bachelor's degree or higher23.5%
Civilian unemployment rate8.7%
Homeownership rate24.0%
Housing vacancy rate13.1%
Rent burden 30% or higher61.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in North Central

What is the Best Neighborhoods USA ranking for North Central?

North Central is ranked #113 of 140 eligible neighborhoods in Philadelphia; #336 of 382 eligible neighborhoods in PA; and #13,772 of 14,967 eligible neighborhoods in the United States.

Is North Central one of the best neighborhoods in Philadelphia?

North Central has a Best Neighborhoods USA Index of 28.1 and a city ranking of #113 of 140 eligible neighborhoods in Philadelphia.

How much are homes worth in North Central?

The current Zillow Home Value Index for North Central is approximately $230,269.

Are home values rising or falling in North Central?

Zillow neighborhood values changed 1.3% year over year and -0.62% month over month.

What is the Neighborhood Momentum Score for North Central?

North Central has a Neighborhood Momentum Score of 42.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in North Central?

The NDS-derived neighborhood median household income is approximately $39,035.

How affordable is North Central relative to household income?

The current Zillow home-value-to-household-income ratio is 5.90. Price-to-income affordability is a major Value Opportunity input.

Is North Central primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 24.0%.

What is the unemployment rate in North Central?

The NDS-derived civilian unemployment rate is approximately 8.7%.

How educated are residents of North Central?

Approximately 23.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in North Central face high rent burden?

Approximately 61.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score North Central?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications358
Estimated originations165
Home-purchase applications171
Origination rate46.1%
Home-purchase share47.7%
Average application loan$324,555
Total application loan amount$116,275,208
National application rank#908 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 2.5% YoY; originations 2.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.