Neighborhood Profile

University City

Philadelphia, PA | Philadelphia County
Scored premium profile
Best Neighborhoods USA Index
27.9
National rank: #13,800 of 14,967
Stability and Strength
28.5
Score
Value Opportunity
25.0
Score
Momentum
31.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationPhiladelphia, PA
CountyPhiladelphia County
National rank#13,800 of 14,967
State rank#337 of 382
City rank#114 of 140
County rank#114 of 140
National percentile7.8
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$537,455
Year-over-year home value change-5.2%
Month-over-month home value change0.64%
Home value to income ratio11.56
Median household income$46,479
Bachelor's degree or higher74.2%
Civilian unemployment rate11.3%
Homeownership rate5.3%
Housing vacancy rate19.6%
Rent burden 30% or higher63.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in University City

What is the Best Neighborhoods USA ranking for University City?

University City is ranked #114 of 140 eligible neighborhoods in Philadelphia; #337 of 382 eligible neighborhoods in PA; and #13,800 of 14,967 eligible neighborhoods in the United States.

Is University City one of the best neighborhoods in Philadelphia?

University City has a Best Neighborhoods USA Index of 27.9 and a city ranking of #114 of 140 eligible neighborhoods in Philadelphia.

How much are homes worth in University City?

The current Zillow Home Value Index for University City is approximately $537,455.

Are home values rising or falling in University City?

Zillow neighborhood values changed -5.2% year over year and 0.64% month over month.

What is the Neighborhood Momentum Score for University City?

University City has a Neighborhood Momentum Score of 31.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in University City?

The NDS-derived neighborhood median household income is approximately $46,479.

How affordable is University City relative to household income?

The current Zillow home-value-to-household-income ratio is 11.56. Price-to-income affordability is a major Value Opportunity input.

Is University City primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 5.3%.

What is the unemployment rate in University City?

The NDS-derived civilian unemployment rate is approximately 11.3%.

How educated are residents of University City?

Approximately 74.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in University City face high rent burden?

Approximately 63.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score University City?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

LIMITED

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications33
Estimated originations13
Home-purchase applications15
Origination rate38.7%
Home-purchase share44.9%
Average application loan$365,191
Total application loan amount$11,996,160
National application rankNot rankable
Geometry coverage56.4%
Recent trend: Applications -15.2% YoY; originations -37.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.