What is the Best Neighborhoods USA ranking for Cortez Hill?
Cortez Hill is ranked #85 of 111 eligible neighborhoods in San Diego; #1,456 of 1,814 eligible neighborhoods in CA; and #11,727 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Cortez Hill
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
37.5
Stability and Strength
52.2
Value Opportunity
44.0
Momentum
5.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #11,727 of 14,967 |
| State rank | #1,456 of 1,814 |
| City rank | #85 of 111 |
| County rank | #134 of 170 |
| National percentile | 21.7 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $637,769 |
| Year-over-year home value change | -8.2% |
| Month-over-month home value change | -0.45% |
| Home value to income ratio | 8.64 |
| Median household income | $73,840 |
| Bachelor's degree or higher | 60.6% |
| Civilian unemployment rate | 1.1% |
| Homeownership rate | 16.3% |
| Housing vacancy rate | 17.1% |
| Rent burden 30% or higher | 48.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Cortez Hill
Is Cortez Hill one of the best neighborhoods in San Diego?
Cortez Hill has a Best Neighborhoods USA Index of 37.5 and a city ranking of #85 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Cortez Hill?
The current Zillow Home Value Index for Cortez Hill is approximately $637,769.
Are home values rising or falling in Cortez Hill?
Zillow neighborhood values changed -8.2% year over year and -0.45% month over month.
What is the Neighborhood Momentum Score for Cortez Hill?
Cortez Hill has a Neighborhood Momentum Score of 5.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Cortez Hill?
The NDS-derived neighborhood median household income is approximately $73,840.
How affordable is Cortez Hill relative to household income?
The current Zillow home-value-to-household-income ratio is 8.64. Price-to-income affordability is a major Value Opportunity input.
Is Cortez Hill primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 16.3%.
What is the unemployment rate in Cortez Hill?
The NDS-derived civilian unemployment rate is approximately 1.1%.
How educated are residents of Cortez Hill?
Approximately 60.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Cortez Hill face high rent burden?
Approximately 48.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Cortez Hill?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications57
Estimated originations37
Home-purchase applications36
Origination rate65.6%
Home-purchase share63.4%
Average application loan$484,457
Total application loan amount$27,552,184
National application rank#6,725 of 14,874 rankable neighborhoods
Geometry coverage99.1%
Recent trend: Applications 50.0% YoY; originations 75.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.