Neighborhood Profile

Gandy-Sun Bay South

Tampa, FL | Hillsborough County
Scored premium profile
Best Neighborhoods USA Index
46.4
National rank: #8,928 of 14,967
Stability and Strength
52.4
Score
Value Opportunity
50.0
Score
Momentum
31.7
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationTampa, FL
CountyHillsborough County
National rank#8,928 of 14,967
State rank#518 of 1,145
City rank#37 of 73
County rank#37 of 73
National percentile40.4
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$461,948
Year-over-year home value change-2.8%
Month-over-month home value change0.23%
Home value to income ratio6.09
Median household income$75,906
Bachelor's degree or higher48.8%
Civilian unemployment rate3.8%
Homeownership rate46.2%
Housing vacancy rate5.1%
Rent burden 30% or higher52.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Gandy-Sun Bay South

What is the Best Neighborhoods USA ranking for Gandy-Sun Bay South?

Gandy-Sun Bay South is ranked #37 of 73 eligible neighborhoods in Tampa; #518 of 1,145 eligible neighborhoods in FL; and #8,928 of 14,967 eligible neighborhoods in the United States.

Is Gandy-Sun Bay South one of the best neighborhoods in Tampa?

Gandy-Sun Bay South has a Best Neighborhoods USA Index of 46.4 and a city ranking of #37 of 73 eligible neighborhoods in Tampa.

How much are homes worth in Gandy-Sun Bay South?

The current Zillow Home Value Index for Gandy-Sun Bay South is approximately $461,948.

Are home values rising or falling in Gandy-Sun Bay South?

Zillow neighborhood values changed -2.8% year over year and 0.23% month over month.

What is the Neighborhood Momentum Score for Gandy-Sun Bay South?

Gandy-Sun Bay South has a Neighborhood Momentum Score of 31.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Gandy-Sun Bay South?

The NDS-derived neighborhood median household income is approximately $75,906.

How affordable is Gandy-Sun Bay South relative to household income?

The current Zillow home-value-to-household-income ratio is 6.09. Price-to-income affordability is a major Value Opportunity input.

Is Gandy-Sun Bay South primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 46.2%.

What is the unemployment rate in Gandy-Sun Bay South?

The NDS-derived civilian unemployment rate is approximately 3.8%.

How educated are residents of Gandy-Sun Bay South?

Approximately 48.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Gandy-Sun Bay South face high rent burden?

Approximately 52.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Gandy-Sun Bay South?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications586
Estimated originations310
Home-purchase applications308
Origination rate52.8%
Home-purchase share52.6%
Average application loan$412,109
Total application loan amount$241,461,101
National application rank#435 of 14,874 rankable neighborhoods
Geometry coverage99.8%
Recent trend: Applications -13.4% YoY; originations -17.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.