Neighborhood Profile

Montclair

Oakland, CA | Alameda County
Scored premium profile
Best Neighborhoods USA Index
52.0
National rank: #6,891 of 14,967
Stability and Strength
56.5
Score
Value Opportunity
30.5
Score
Momentum
75.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationOakland, CA
CountyAlameda County
National rank#6,891 of 14,967
State rank#782 of 1,814
City rank#34 of 117
County rank#77 of 202
National percentile54.0
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,533,143
Year-over-year home value change2.1%
Month-over-month home value change1.15%
Home value to income ratio42,017.22
Median household income$36
Bachelor's degree or higher82.1%
Civilian unemployment rate4.4%
Homeownership rate92.5%
Housing vacancy rate2.4%
Rent burden 30% or higher53.2%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Montclair

What is the Best Neighborhoods USA ranking for Montclair?

Montclair is ranked #34 of 117 eligible neighborhoods in Oakland; #782 of 1,814 eligible neighborhoods in CA; and #6,891 of 14,967 eligible neighborhoods in the United States.

Is Montclair one of the best neighborhoods in Oakland?

Montclair has a Best Neighborhoods USA Index of 52.0 and a city ranking of #34 of 117 eligible neighborhoods in Oakland.

How much are homes worth in Montclair?

The current Zillow Home Value Index for Montclair is approximately $1,533,143.

Are home values rising or falling in Montclair?

Zillow neighborhood values changed 2.1% year over year and 1.15% month over month.

What is the Neighborhood Momentum Score for Montclair?

Montclair has a Neighborhood Momentum Score of 75.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Montclair?

The NDS-derived neighborhood median household income is approximately $36.

How affordable is Montclair relative to household income?

The current Zillow home-value-to-household-income ratio is 42,017.22. Price-to-income affordability is a major Value Opportunity input.

Is Montclair primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 92.5%.

What is the unemployment rate in Montclair?

The NDS-derived civilian unemployment rate is approximately 4.4%.

How educated are residents of Montclair?

Approximately 82.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Montclair face high rent burden?

Approximately 53.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Montclair?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications120
Estimated originations79
Home-purchase applications60
Origination rate66.1%
Home-purchase share50.1%
Average application loan$786,256
Total application loan amount$94,394,938
National application rank#3,651 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -0.8% YoY; originations -1.0% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.