Neighborhood Profile

Mt. Hope

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
36.3
National rank: #12,059 of 14,967
Stability and Strength
28.3
Score
Value Opportunity
22.8
Score
Momentum
68.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#12,059 of 14,967
State rank#1,491 of 1,814
City rank#90 of 111
County rank#140 of 170
National percentile19.4
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$701,922
Year-over-year home value change1.6%
Month-over-month home value change0.53%
Home value to income ratio11.78
Median household income$59,586
Bachelor's degree or higher8.6%
Civilian unemployment rate5.1%
Homeownership rate41.0%
Housing vacancy rate8.8%
Rent burden 30% or higher62.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Mt. Hope

What is the Best Neighborhoods USA ranking for Mt. Hope?

Mt. Hope is ranked #90 of 111 eligible neighborhoods in San Diego; #1,491 of 1,814 eligible neighborhoods in CA; and #12,059 of 14,967 eligible neighborhoods in the United States.

Is Mt. Hope one of the best neighborhoods in San Diego?

Mt. Hope has a Best Neighborhoods USA Index of 36.3 and a city ranking of #90 of 111 eligible neighborhoods in San Diego.

How much are homes worth in Mt. Hope?

The current Zillow Home Value Index for Mt. Hope is approximately $701,922.

Are home values rising or falling in Mt. Hope?

Zillow neighborhood values changed 1.6% year over year and 0.53% month over month.

What is the Neighborhood Momentum Score for Mt. Hope?

Mt. Hope has a Neighborhood Momentum Score of 68.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Mt. Hope?

The NDS-derived neighborhood median household income is approximately $59,586.

How affordable is Mt. Hope relative to household income?

The current Zillow home-value-to-household-income ratio is 11.78. Price-to-income affordability is a major Value Opportunity input.

Is Mt. Hope primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 41.0%.

What is the unemployment rate in Mt. Hope?

The NDS-derived civilian unemployment rate is approximately 5.1%.

How educated are residents of Mt. Hope?

Approximately 8.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Mt. Hope face high rent burden?

Approximately 62.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Mt. Hope?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications109
Estimated originations52
Home-purchase applications46
Origination rate47.7%
Home-purchase share42.3%
Average application loan$438,598
Total application loan amount$47,644,639
National application rank#4,053 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 10.2% YoY; originations -5.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.