Neighborhood Profile

North City

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
48.8
National rank: #8,070 of 14,967
Stability and Strength
52.0
Score
Value Opportunity
31.0
Score
Momentum
68.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#8,070 of 14,967
State rank#954 of 1,814
City rank#46 of 111
County rank#82 of 170
National percentile46.1
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$3,028,882
Year-over-year home value change2.2%
Month-over-month home value change0.32%
Home value to income ratio43.40
Median household income$69,783
Bachelor's degree or higher86.5%
Civilian unemployment rate7.6%
Homeownership rate83.6%
Housing vacancy rate11.1%
Rent burden 30% or higher71.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in North City

What is the Best Neighborhoods USA ranking for North City?

North City is ranked #46 of 111 eligible neighborhoods in San Diego; #954 of 1,814 eligible neighborhoods in CA; and #8,070 of 14,967 eligible neighborhoods in the United States.

Is North City one of the best neighborhoods in San Diego?

North City has a Best Neighborhoods USA Index of 48.8 and a city ranking of #46 of 111 eligible neighborhoods in San Diego.

How much are homes worth in North City?

The current Zillow Home Value Index for North City is approximately $3,028,882.

Are home values rising or falling in North City?

Zillow neighborhood values changed 2.2% year over year and 0.32% month over month.

What is the Neighborhood Momentum Score for North City?

North City has a Neighborhood Momentum Score of 68.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in North City?

The NDS-derived neighborhood median household income is approximately $69,783.

How affordable is North City relative to household income?

The current Zillow home-value-to-household-income ratio is 43.40. Price-to-income affordability is a major Value Opportunity input.

Is North City primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 83.6%.

What is the unemployment rate in North City?

The NDS-derived civilian unemployment rate is approximately 7.6%.

How educated are residents of North City?

Approximately 86.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in North City face high rent burden?

Approximately 71.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score North City?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications264
Estimated originations149
Home-purchase applications96
Origination rate56.4%
Home-purchase share36.4%
Average application loan$1,045,064
Total application loan amount$275,775,999
National application rank#1,452 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -6.3% YoY; originations -7.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.