Neighborhood Profile

Rancho San Joaquin

Irvine, CA | Orange County
Scored premium profile
Best Neighborhoods USA Index
42.1
National rank: #10,349 of 14,967
Stability and Strength
52.4
Score
Value Opportunity
40.5
Score
Momentum
28.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationIrvine, CA
CountyOrange County
National rank#10,349 of 14,967
State rank#1,277 of 1,814
City rank#18 of 22
County rank#81 of 100
National percentile30.9
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,188,630
Year-over-year home value change-0.8%
Month-over-month home value change-0.46%
Home value to income ratio12.17
Median household income$97,653
Bachelor's degree or higher66.9%
Civilian unemployment rate6.0%
Homeownership rate23.5%
Housing vacancy rate8.4%
Rent burden 30% or higher47.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Rancho San Joaquin

What is the Best Neighborhoods USA ranking for Rancho San Joaquin?

Rancho San Joaquin is ranked #18 of 22 eligible neighborhoods in Irvine; #1,277 of 1,814 eligible neighborhoods in CA; and #10,349 of 14,967 eligible neighborhoods in the United States.

Is Rancho San Joaquin one of the best neighborhoods in Irvine?

Rancho San Joaquin has a Best Neighborhoods USA Index of 42.1 and a city ranking of #18 of 22 eligible neighborhoods in Irvine.

How much are homes worth in Rancho San Joaquin?

The current Zillow Home Value Index for Rancho San Joaquin is approximately $1,188,630.

Are home values rising or falling in Rancho San Joaquin?

Zillow neighborhood values changed -0.8% year over year and -0.46% month over month.

What is the Neighborhood Momentum Score for Rancho San Joaquin?

Rancho San Joaquin has a Neighborhood Momentum Score of 28.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Rancho San Joaquin?

The NDS-derived neighborhood median household income is approximately $97,653.

How affordable is Rancho San Joaquin relative to household income?

The current Zillow home-value-to-household-income ratio is 12.17. Price-to-income affordability is a major Value Opportunity input.

Is Rancho San Joaquin primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 23.5%.

What is the unemployment rate in Rancho San Joaquin?

The NDS-derived civilian unemployment rate is approximately 6.0%.

How educated are residents of Rancho San Joaquin?

Approximately 66.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Rancho San Joaquin face high rent burden?

Approximately 47.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Rancho San Joaquin?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications29
Estimated originations19
Home-purchase applications11
Origination rate67.3%
Home-purchase share39.3%
Average application loan$536,142
Total application loan amount$15,431,421
National application rank#9,404 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -17.3% YoY; originations 0.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.