What is the Best Neighborhoods USA ranking for Ridgeline?
Ridgeline is ranked #27 of 51 eligible neighborhoods in San Bernardino; #1,379 of 1,814 eligible neighborhoods in CA; and #11,083 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Ridgeline
San Bernardino, CA | San Bernardino County
Scored premium profile
Best Neighborhoods USA Index
39.8
Stability and Strength
39.1
Value Opportunity
34.1
Momentum
48.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Bernardino, CA |
| County | San Bernardino County |
| National rank | #11,083 of 14,967 |
| State rank | #1,379 of 1,814 |
| City rank | #27 of 51 |
| County rank | #28 of 53 |
| National percentile | 26.0 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $632,607 |
| Year-over-year home value change | 1.0% |
| Month-over-month home value change | -0.09% |
| Home value to income ratio | 9.70 |
| Median household income | $65,197 |
| Bachelor's degree or higher | 29.1% |
| Civilian unemployment rate | 4.3% |
| Homeownership rate | 29.5% |
| Housing vacancy rate | 5.0% |
| Rent burden 30% or higher | 57.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Ridgeline
Is Ridgeline one of the best neighborhoods in San Bernardino?
Ridgeline has a Best Neighborhoods USA Index of 39.8 and a city ranking of #27 of 51 eligible neighborhoods in San Bernardino.
How much are homes worth in Ridgeline?
The current Zillow Home Value Index for Ridgeline is approximately $632,607.
Are home values rising or falling in Ridgeline?
Zillow neighborhood values changed 1.0% year over year and -0.09% month over month.
What is the Neighborhood Momentum Score for Ridgeline?
Ridgeline has a Neighborhood Momentum Score of 48.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Ridgeline?
The NDS-derived neighborhood median household income is approximately $65,197.
How affordable is Ridgeline relative to household income?
The current Zillow home-value-to-household-income ratio is 9.70. Price-to-income affordability is a major Value Opportunity input.
Is Ridgeline primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 29.5%.
What is the unemployment rate in Ridgeline?
The NDS-derived civilian unemployment rate is approximately 4.3%.
How educated are residents of Ridgeline?
Approximately 29.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Ridgeline face high rent burden?
Approximately 57.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Ridgeline?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications34
Estimated originations16
Home-purchase applications17
Origination rate47.0%
Home-purchase share47.9%
Average application loan$263,328
Total application loan amount$9,065,731
National application rank#8,710 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 21.7% YoY; originations 37.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.