| Context | Value |
|---|
| Location | Tucson, AZ |
| County | Pima County |
| National rank | #13,332 of 14,967 |
| State rank | #678 of 746 |
| City rank | #103 of 146 |
| County rank | #103 of 146 |
| National percentile | 10.9 |
| National band | LOWER_25_PERCENT |
Housing and local fundamentals
| Housing and market metrics | Value |
|---|
| Current Zillow home value | $245,977 |
| Year-over-year home value change | -2.3% |
| Month-over-month home value change | -0.22% |
| Home value to income ratio | 5.26 |
| Median household income | $46,723 |
| Bachelor's degree or higher | 8.2% |
| Civilian unemployment rate | 4.8% |
| Homeownership rate | 65.5% |
| Housing vacancy rate | 8.8% |
| Rent burden 30% or higher | 54.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Santa Cruz Southwest
What is the Best Neighborhoods USA ranking for Santa Cruz Southwest?
Santa Cruz Southwest is ranked #103 of 146 eligible neighborhoods in Tucson; #678 of 746 eligible neighborhoods in AZ; and #13,332 of 14,967 eligible neighborhoods in the United States.
Is Santa Cruz Southwest one of the best neighborhoods in Tucson?
Santa Cruz Southwest has a Best Neighborhoods USA Index of 30.9 and a city ranking of #103 of 146 eligible neighborhoods in Tucson.
How much are homes worth in Santa Cruz Southwest?
The current Zillow Home Value Index for Santa Cruz Southwest is approximately $245,977.
Are home values rising or falling in Santa Cruz Southwest?
Zillow neighborhood values changed -2.3% year over year and -0.22% month over month.
What is the Neighborhood Momentum Score for Santa Cruz Southwest?
Santa Cruz Southwest has a Neighborhood Momentum Score of 22.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Santa Cruz Southwest?
The NDS-derived neighborhood median household income is approximately $46,723.
How affordable is Santa Cruz Southwest relative to household income?
The current Zillow home-value-to-household-income ratio is 5.26. Price-to-income affordability is a major Value Opportunity input.
Is Santa Cruz Southwest primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 65.5%.
What is the unemployment rate in Santa Cruz Southwest?
The NDS-derived civilian unemployment rate is approximately 4.8%.
How educated are residents of Santa Cruz Southwest?
Approximately 8.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Santa Cruz Southwest face high rent burden?
Approximately 54.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Santa Cruz Southwest?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
FULL_OR_NEAR_FULL
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry.
These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications129
Estimated originations50
Home-purchase applications104
Origination rate38.5%
Home-purchase share80.7%
Average application loan$186,496
Total application loan amount$24,035,332
National application rank#3,410 of 14,874 rankable neighborhoods
Geometry coverage99.9%
Recent trend: Applications 100.9% YoY; originations 78.4% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography.
This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation.
Rankings require governed geometry coverage. Applicant demographics are excluded.
Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.