What is the Best Neighborhoods USA ranking for Silver Creek?
Silver Creek is ranked #45 of 63 eligible neighborhoods in Bakersfield; #1,157 of 1,814 eligible neighborhoods in CA; and #9,416 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Silver Creek
Bakersfield, CA | Kern County
Scored premium profile
Best Neighborhoods USA Index
44.9
Stability and Strength
45.5
Value Opportunity
52.7
Momentum
32.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Bakersfield, CA |
| County | Kern County |
| National rank | #9,416 of 14,967 |
| State rank | #1,157 of 1,814 |
| City rank | #45 of 63 |
| County rank | #46 of 64 |
| National percentile | 37.1 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $387,750 |
| Year-over-year home value change | -0.9% |
| Month-over-month home value change | -0.16% |
| Home value to income ratio | 4.35 |
| Median household income | $89,176 |
| Bachelor's degree or higher | 21.5% |
| Civilian unemployment rate | 8.0% |
| Homeownership rate | 74.1% |
| Housing vacancy rate | 2.7% |
| Rent burden 30% or higher | 63.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Silver Creek
Is Silver Creek one of the best neighborhoods in Bakersfield?
Silver Creek has a Best Neighborhoods USA Index of 44.9 and a city ranking of #45 of 63 eligible neighborhoods in Bakersfield.
How much are homes worth in Silver Creek?
The current Zillow Home Value Index for Silver Creek is approximately $387,750.
Are home values rising or falling in Silver Creek?
Zillow neighborhood values changed -0.9% year over year and -0.16% month over month.
What is the Neighborhood Momentum Score for Silver Creek?
Silver Creek has a Neighborhood Momentum Score of 32.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Silver Creek?
The NDS-derived neighborhood median household income is approximately $89,176.
How affordable is Silver Creek relative to household income?
The current Zillow home-value-to-household-income ratio is 4.35. Price-to-income affordability is a major Value Opportunity input.
Is Silver Creek primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 74.1%.
What is the unemployment rate in Silver Creek?
The NDS-derived civilian unemployment rate is approximately 8.0%.
How educated are residents of Silver Creek?
Approximately 21.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Silver Creek face high rent burden?
Approximately 63.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Silver Creek?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications131
Estimated originations77
Home-purchase applications48
Origination rate58.4%
Home-purchase share36.7%
Average application loan$206,170
Total application loan amount$27,068,770
National application rank#3,358 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -3.5% YoY; originations -2.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.