Neighborhood Profile

South Hill

Bellingham, WA | Whatcom County
Scored premium profile
Best Neighborhoods USA Index
39.0
National rank: #11,312 of 14,967
Stability and Strength
41.9
Score
Value Opportunity
32.2
Score
Momentum
43.9
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBellingham, WA
CountyWhatcom County
National rank#11,312 of 14,967
State rank#426 of 533
City rank#11 of 19
County rank#11 of 19
National percentile24.4
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,143,360
Year-over-year home value change1.2%
Month-over-month home value change-0.41%
Home value to income ratio13.46
Median household income$84,958
Bachelor's degree or higher69.9%
Civilian unemployment rate9.7%
Homeownership rate45.8%
Housing vacancy rate16.7%
Rent burden 30% or higher74.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in South Hill

What is the Best Neighborhoods USA ranking for South Hill?

South Hill is ranked #11 of 19 eligible neighborhoods in Bellingham; #426 of 533 eligible neighborhoods in WA; and #11,312 of 14,967 eligible neighborhoods in the United States.

Is South Hill one of the best neighborhoods in Bellingham?

South Hill has a Best Neighborhoods USA Index of 39.0 and a city ranking of #11 of 19 eligible neighborhoods in Bellingham.

How much are homes worth in South Hill?

The current Zillow Home Value Index for South Hill is approximately $1,143,360.

Are home values rising or falling in South Hill?

Zillow neighborhood values changed 1.2% year over year and -0.41% month over month.

What is the Neighborhood Momentum Score for South Hill?

South Hill has a Neighborhood Momentum Score of 43.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in South Hill?

The NDS-derived neighborhood median household income is approximately $84,958.

How affordable is South Hill relative to household income?

The current Zillow home-value-to-household-income ratio is 13.46. Price-to-income affordability is a major Value Opportunity input.

Is South Hill primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 45.8%.

What is the unemployment rate in South Hill?

The NDS-derived civilian unemployment rate is approximately 9.7%.

How educated are residents of South Hill?

Approximately 69.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in South Hill face high rent burden?

Approximately 74.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score South Hill?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications10
Estimated originations7
Home-purchase applications6
Origination rate64.8%
Home-purchase share53.6%
Average application loan$480,371
Total application loan amount$5,027,512
National application rank#12,401 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -0.3% YoY; originations 2.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.