Neighborhood Profile

York

Bellingham, WA | Whatcom County
Scored premium profile
Best Neighborhoods USA Index
29.2
National rank: #13,604 of 14,967
Stability and Strength
25.8
Score
Value Opportunity
23.5
Score
Momentum
42.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBellingham, WA
CountyWhatcom County
National rank#13,604 of 14,967
State rank#507 of 533
City rank#17 of 19
County rank#17 of 19
National percentile9.1
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$615,540
Year-over-year home value change1.3%
Month-over-month home value change-0.62%
Home value to income ratio12.73
Median household income$48,361
Bachelor's degree or higher52.7%
Civilian unemployment rate21.9%
Homeownership rate16.2%
Housing vacancy rate7.4%
Rent burden 30% or higher68.4%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in York

What is the Best Neighborhoods USA ranking for York?

York is ranked #17 of 19 eligible neighborhoods in Bellingham; #507 of 533 eligible neighborhoods in WA; and #13,604 of 14,967 eligible neighborhoods in the United States.

Is York one of the best neighborhoods in Bellingham?

York has a Best Neighborhoods USA Index of 29.2 and a city ranking of #17 of 19 eligible neighborhoods in Bellingham.

How much are homes worth in York?

The current Zillow Home Value Index for York is approximately $615,540.

Are home values rising or falling in York?

Zillow neighborhood values changed 1.3% year over year and -0.62% month over month.

What is the Neighborhood Momentum Score for York?

York has a Neighborhood Momentum Score of 42.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in York?

The NDS-derived neighborhood median household income is approximately $48,361.

How affordable is York relative to household income?

The current Zillow home-value-to-household-income ratio is 12.73. Price-to-income affordability is a major Value Opportunity input.

Is York primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 16.2%.

What is the unemployment rate in York?

The NDS-derived civilian unemployment rate is approximately 21.9%.

How educated are residents of York?

Approximately 52.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in York face high rent burden?

Approximately 68.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score York?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications34
Estimated originations22
Home-purchase applications16
Origination rate64.8%
Home-purchase share46.6%
Average application loan$279,873
Total application loan amount$9,475,817
National application rank#8,776 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 7.5% YoY; originations 10.0% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.