What is the Best Neighborhoods USA ranking for Southwest?
Southwest is ranked #24 of 24 eligible neighborhoods in Chula Vista; #1,525 of 1,814 eligible neighborhoods in CA; and #12,304 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Southwest
Chula Vista, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
35.3
Stability and Strength
32.3
Value Opportunity
27.8
Momentum
50.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chula Vista, CA |
| County | San Diego County |
| National rank | #12,304 of 14,967 |
| State rank | #1,525 of 1,814 |
| City rank | #24 of 24 |
| County rank | #143 of 170 |
| National percentile | 17.8 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $764,399 |
| Year-over-year home value change | 0.2% |
| Month-over-month home value change | 0.15% |
| Home value to income ratio | 9.32 |
| Median household income | $82,061 |
| Bachelor's degree or higher | 16.9% |
| Civilian unemployment rate | 11.4% |
| Homeownership rate | 52.2% |
| Housing vacancy rate | 6.4% |
| Rent burden 30% or higher | 65.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Southwest
Is Southwest one of the best neighborhoods in Chula Vista?
Southwest has a Best Neighborhoods USA Index of 35.3 and a city ranking of #24 of 24 eligible neighborhoods in Chula Vista.
How much are homes worth in Southwest?
The current Zillow Home Value Index for Southwest is approximately $764,399.
Are home values rising or falling in Southwest?
Zillow neighborhood values changed 0.2% year over year and 0.15% month over month.
What is the Neighborhood Momentum Score for Southwest?
Southwest has a Neighborhood Momentum Score of 50.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Southwest?
The NDS-derived neighborhood median household income is approximately $82,061.
How affordable is Southwest relative to household income?
The current Zillow home-value-to-household-income ratio is 9.32. Price-to-income affordability is a major Value Opportunity input.
Is Southwest primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 52.2%.
What is the unemployment rate in Southwest?
The NDS-derived civilian unemployment rate is approximately 11.4%.
How educated are residents of Southwest?
Approximately 16.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Southwest face high rent burden?
Approximately 65.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Southwest?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications1,902
Estimated originations963
Home-purchase applications847
Origination rate50.7%
Home-purchase share44.5%
Average application loan$438,734
Total application loan amount$834,368,908
National application rank#51 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 47.9% YoY; originations 54.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.