Neighborhood Profile

Rancho Del Rey II

Chula Vista, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
59.4
National rank: #4,212 of 14,967
Stability and Strength
77.0
Score
Value Opportunity
50.0
Score
Momentum
44.4
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationChula Vista, CA
CountySan Diego County
National rank#4,212 of 14,967
State rank#439 of 1,814
City rank#9 of 24
County rank#30 of 170
National percentile71.9
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,464,328
Year-over-year home value change-0.1%
Month-over-month home value change0.03%
Home value to income ratio9.26
Median household income$158,196
Bachelor's degree or higher54.8%
Civilian unemployment rate4.3%
Homeownership rate92.9%
Housing vacancy rate6.8%
Rent burden 30% or higher5.1%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Rancho Del Rey II

What is the Best Neighborhoods USA ranking for Rancho Del Rey II?

Rancho Del Rey II is ranked #9 of 24 eligible neighborhoods in Chula Vista; #439 of 1,814 eligible neighborhoods in CA; and #4,212 of 14,967 eligible neighborhoods in the United States.

Is Rancho Del Rey II one of the best neighborhoods in Chula Vista?

Rancho Del Rey II has a Best Neighborhoods USA Index of 59.4 and a city ranking of #9 of 24 eligible neighborhoods in Chula Vista.

How much are homes worth in Rancho Del Rey II?

The current Zillow Home Value Index for Rancho Del Rey II is approximately $1,464,328.

Are home values rising or falling in Rancho Del Rey II?

Zillow neighborhood values changed -0.1% year over year and 0.03% month over month.

What is the Neighborhood Momentum Score for Rancho Del Rey II?

Rancho Del Rey II has a Neighborhood Momentum Score of 44.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Rancho Del Rey II?

The NDS-derived neighborhood median household income is approximately $158,196.

How affordable is Rancho Del Rey II relative to household income?

The current Zillow home-value-to-household-income ratio is 9.26. Price-to-income affordability is a major Value Opportunity input.

Is Rancho Del Rey II primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 92.9%.

What is the unemployment rate in Rancho Del Rey II?

The NDS-derived civilian unemployment rate is approximately 4.3%.

How educated are residents of Rancho Del Rey II?

Approximately 54.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Rancho Del Rey II face high rent burden?

Approximately 5.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Rancho Del Rey II?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications59
Estimated originations34
Home-purchase applications18
Origination rate56.8%
Home-purchase share30.2%
Average application loan$405,083
Total application loan amount$24,081,088
National application rank#6,542 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 8.5% YoY; originations 16.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.