What is the Best Neighborhoods USA ranking for Clearwater Beach?
Clearwater Beach is ranked #27 of 37 eligible neighborhoods in Clearwater; #584 of 1,145 eligible neighborhoods in FL; and #9,592 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Clearwater Beach
Clearwater, FL | Pinellas County
Scored premium profile
Best Neighborhoods USA Index
44.4
Stability and Strength
58.4
Value Opportunity
39.6
Momentum
28.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Clearwater, FL |
| County | Pinellas County |
| National rank | #9,592 of 14,967 |
| State rank | #584 of 1,145 |
| City rank | #27 of 37 |
| County rank | #95 of 144 |
| National percentile | 35.9 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,314,162 |
| Year-over-year home value change | -3.3% |
| Month-over-month home value change | 0.19% |
| Home value to income ratio | 12.93 |
| Median household income | $101,622 |
| Bachelor's degree or higher | 56.1% |
| Civilian unemployment rate | 2.8% |
| Homeownership rate | 80.2% |
| Housing vacancy rate | 58.4% |
| Rent burden 30% or higher | 80.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Clearwater Beach
Is Clearwater Beach one of the best neighborhoods in Clearwater?
Clearwater Beach has a Best Neighborhoods USA Index of 44.4 and a city ranking of #27 of 37 eligible neighborhoods in Clearwater.
How much are homes worth in Clearwater Beach?
The current Zillow Home Value Index for Clearwater Beach is approximately $1,314,162.
Are home values rising or falling in Clearwater Beach?
Zillow neighborhood values changed -3.3% year over year and 0.19% month over month.
What is the Neighborhood Momentum Score for Clearwater Beach?
Clearwater Beach has a Neighborhood Momentum Score of 28.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Clearwater Beach?
The NDS-derived neighborhood median household income is approximately $101,622.
How affordable is Clearwater Beach relative to household income?
The current Zillow home-value-to-household-income ratio is 12.93. Price-to-income affordability is a major Value Opportunity input.
Is Clearwater Beach primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 80.2%.
What is the unemployment rate in Clearwater Beach?
The NDS-derived civilian unemployment rate is approximately 2.8%.
How educated are residents of Clearwater Beach?
Approximately 56.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Clearwater Beach face high rent burden?
Approximately 80.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Clearwater Beach?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications65
Estimated originations31
Home-purchase applications37
Origination rate47.7%
Home-purchase share57.4%
Average application loan$609,141
Total application loan amount$39,614,604
National application rank#6,156 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -6.1% YoY; originations -6.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.