What is the Best Neighborhoods USA ranking for Sand Key?
Sand Key is ranked #20 of 37 eligible neighborhoods in Clearwater; #322 of 1,145 eligible neighborhoods in FL; and #6,248 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Sand Key
Clearwater, FL | Pinellas County
Scored premium profile
Best Neighborhoods USA Index
53.6
Stability and Strength
76.4
Value Opportunity
48.6
Momentum
24.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Clearwater, FL |
| County | Pinellas County |
| National rank | #6,248 of 14,967 |
| State rank | #322 of 1,145 |
| City rank | #20 of 37 |
| County rank | #52 of 144 |
| National percentile | 58.3 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,077,242 |
| Year-over-year home value change | -3.3% |
| Month-over-month home value change | 0.04% |
| Home value to income ratio | 10.03 |
| Median household income | $107,399 |
| Bachelor's degree or higher | 64.8% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 91.5% |
| Housing vacancy rate | 51.6% |
| Rent burden 30% or higher | 37.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Sand Key
Is Sand Key one of the best neighborhoods in Clearwater?
Sand Key has a Best Neighborhoods USA Index of 53.6 and a city ranking of #20 of 37 eligible neighborhoods in Clearwater.
How much are homes worth in Sand Key?
The current Zillow Home Value Index for Sand Key is approximately $1,077,242.
Are home values rising or falling in Sand Key?
Zillow neighborhood values changed -3.3% year over year and 0.04% month over month.
What is the Neighborhood Momentum Score for Sand Key?
Sand Key has a Neighborhood Momentum Score of 24.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Sand Key?
The NDS-derived neighborhood median household income is approximately $107,399.
How affordable is Sand Key relative to household income?
The current Zillow home-value-to-household-income ratio is 10.03. Price-to-income affordability is a major Value Opportunity input.
Is Sand Key primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 91.5%.
What is the unemployment rate in Sand Key?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Sand Key?
Approximately 64.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Sand Key face high rent burden?
Approximately 37.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Sand Key?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications30
Estimated originations14
Home-purchase applications14
Origination rate45.9%
Home-purchase share45.2%
Average application loan$430,704
Total application loan amount$13,008,757
National application rank#9,201 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -17.7% YoY; originations -31.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.