Neighborhood Profile

University Park

Clearwater, FL | Pinellas County
Scored premium profile
Best Neighborhoods USA Index
71.8
National rank: #1,055 of 14,967
Stability and Strength
71.9
Score
Value Opportunity
67.3
Score
Momentum
77.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationClearwater, FL
CountyPinellas County
National rank#1,055 of 14,967
State rank#28 of 1,145
City rank#3 of 37
County rank#4 of 144
National percentile93.0
National bandTOP_10_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$445,435
Year-over-year home value change3.2%
Month-over-month home value change0.55%
Home value to income ratio4.01
Median household income$110,945
Bachelor's degree or higher35.9%
Civilian unemployment rate1.4%
Homeownership rate91.1%
Housing vacancy rate7.7%
Rent burden 30% or higher32.3%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in University Park

What is the Best Neighborhoods USA ranking for University Park?

University Park is ranked #3 of 37 eligible neighborhoods in Clearwater; #28 of 1,145 eligible neighborhoods in FL; and #1,055 of 14,967 eligible neighborhoods in the United States.

Is University Park one of the best neighborhoods in Clearwater?

University Park has a Best Neighborhoods USA Index of 71.8 and a city ranking of #3 of 37 eligible neighborhoods in Clearwater.

How much are homes worth in University Park?

The current Zillow Home Value Index for University Park is approximately $445,435.

Are home values rising or falling in University Park?

Zillow neighborhood values changed 3.2% year over year and 0.55% month over month.

What is the Neighborhood Momentum Score for University Park?

University Park has a Neighborhood Momentum Score of 77.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in University Park?

The NDS-derived neighborhood median household income is approximately $110,945.

How affordable is University Park relative to household income?

The current Zillow home-value-to-household-income ratio is 4.01. Price-to-income affordability is a major Value Opportunity input.

Is University Park primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 91.1%.

What is the unemployment rate in University Park?

The NDS-derived civilian unemployment rate is approximately 1.4%.

How educated are residents of University Park?

Approximately 35.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in University Park face high rent burden?

Approximately 32.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score University Park?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications9
Estimated originations5
Home-purchase applications3
Origination rate55.0%
Home-purchase share29.0%
Average application loan$248,664
Total application loan amount$2,229,348
National application rank#12,766 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 1.6% YoY; originations -1.4% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.