What is the Best Neighborhoods USA ranking for Cobbs Hill?
Cobbs Hill is ranked #1 of 34 eligible neighborhoods in Rochester; #6 of 418 eligible neighborhoods in NY; and #350 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Cobbs Hill
Rochester, NY | Monroe County
Scored premium profile
Best Neighborhoods USA Index
78.0
Stability and Strength
77.9
Value Opportunity
77.7
Momentum
78.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Rochester, NY |
| County | Monroe County |
| National rank | #350 of 14,967 |
| State rank | #6 of 418 |
| City rank | #1 of 34 |
| County rank | #1 of 34 |
| National percentile | 97.7 |
| National band | TOP_5_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $437,478 |
| Year-over-year home value change | 4.6% |
| Month-over-month home value change | 0.21% |
| Home value to income ratio | 3.59 |
| Median household income | $121,767 |
| Bachelor's degree or higher | 72.7% |
| Civilian unemployment rate | 3.4% |
| Homeownership rate | 71.5% |
| Housing vacancy rate | 3.7% |
| Rent burden 30% or higher | 14.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Cobbs Hill
Is Cobbs Hill one of the best neighborhoods in Rochester?
Cobbs Hill has a Best Neighborhoods USA Index of 78.0 and a city ranking of #1 of 34 eligible neighborhoods in Rochester.
How much are homes worth in Cobbs Hill?
The current Zillow Home Value Index for Cobbs Hill is approximately $437,478.
Are home values rising or falling in Cobbs Hill?
Zillow neighborhood values changed 4.6% year over year and 0.21% month over month.
What is the Neighborhood Momentum Score for Cobbs Hill?
Cobbs Hill has a Neighborhood Momentum Score of 78.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Cobbs Hill?
The NDS-derived neighborhood median household income is approximately $121,767.
How affordable is Cobbs Hill relative to household income?
The current Zillow home-value-to-household-income ratio is 3.59. Price-to-income affordability is a major Value Opportunity input.
Is Cobbs Hill primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 71.5%.
What is the unemployment rate in Cobbs Hill?
The NDS-derived civilian unemployment rate is approximately 3.4%.
How educated are residents of Cobbs Hill?
Approximately 72.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Cobbs Hill face high rent burden?
Approximately 14.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Cobbs Hill?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications52
Estimated originations41
Home-purchase applications25
Origination rate78.7%
Home-purchase share47.9%
Average application loan$201,447
Total application loan amount$10,526,009
National application rank#7,066 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 1.9% YoY; originations 20.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.