What is the Best Neighborhoods USA ranking for North Central?
North Central is ranked #13 of 33 eligible neighborhoods in San Mateo; #325 of 1,814 eligible neighborhoods in CA; and #3,429 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
North Central
San Mateo, CA | San Mateo County
Scored premium profile
Best Neighborhoods USA Index
61.8
Stability and Strength
66.0
Value Opportunity
49.1
Momentum
73.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Mateo, CA |
| County | San Mateo County |
| National rank | #3,429 of 14,967 |
| State rank | #325 of 1,814 |
| City rank | #13 of 33 |
| County rank | #30 of 82 |
| National percentile | 77.1 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,537,379 |
| Year-over-year home value change | 2.8% |
| Month-over-month home value change | 0.38% |
| Home value to income ratio | 13.15 |
| Median household income | $116,895 |
| Bachelor's degree or higher | 62.4% |
| Civilian unemployment rate | 3.8% |
| Homeownership rate | 38.9% |
| Housing vacancy rate | 1.8% |
| Rent burden 30% or higher | 43.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in North Central
Is North Central one of the best neighborhoods in San Mateo?
North Central has a Best Neighborhoods USA Index of 61.8 and a city ranking of #13 of 33 eligible neighborhoods in San Mateo.
How much are homes worth in North Central?
The current Zillow Home Value Index for North Central is approximately $1,537,379.
Are home values rising or falling in North Central?
Zillow neighborhood values changed 2.8% year over year and 0.38% month over month.
What is the Neighborhood Momentum Score for North Central?
North Central has a Neighborhood Momentum Score of 73.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in North Central?
The NDS-derived neighborhood median household income is approximately $116,895.
How affordable is North Central relative to household income?
The current Zillow home-value-to-household-income ratio is 13.15. Price-to-income affordability is a major Value Opportunity input.
Is North Central primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 38.9%.
What is the unemployment rate in North Central?
The NDS-derived civilian unemployment rate is approximately 3.8%.
How educated are residents of North Central?
Approximately 62.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in North Central face high rent burden?
Approximately 43.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score North Central?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications93
Estimated originations50
Home-purchase applications52
Origination rate53.7%
Home-purchase share55.8%
Average application loan$491,186
Total application loan amount$45,829,778
National application rank#4,615 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 38.6% YoY; originations 6.4% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.