What is the Best Neighborhoods USA ranking for Cherokee Point?
Cherokee Point is ranked #67 of 111 eligible neighborhoods in San Diego; #1,184 of 1,814 eligible neighborhoods in CA; and #9,595 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Cherokee Point
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
44.4
Stability and Strength
45.1
Value Opportunity
40.0
Momentum
49.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #9,595 of 14,967 |
| State rank | #1,184 of 1,814 |
| City rank | #67 of 111 |
| County rank | #109 of 170 |
| National percentile | 35.9 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $776,693 |
| Year-over-year home value change | 1.5% |
| Month-over-month home value change | -0.21% |
| Home value to income ratio | 9.13 |
| Median household income | $85,037 |
| Bachelor's degree or higher | 37.3% |
| Civilian unemployment rate | 4.9% |
| Homeownership rate | 24.6% |
| Housing vacancy rate | 4.6% |
| Rent burden 30% or higher | 56.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Cherokee Point
Is Cherokee Point one of the best neighborhoods in San Diego?
Cherokee Point has a Best Neighborhoods USA Index of 44.4 and a city ranking of #67 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Cherokee Point?
The current Zillow Home Value Index for Cherokee Point is approximately $776,693.
Are home values rising or falling in Cherokee Point?
Zillow neighborhood values changed 1.5% year over year and -0.21% month over month.
What is the Neighborhood Momentum Score for Cherokee Point?
Cherokee Point has a Neighborhood Momentum Score of 49.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Cherokee Point?
The NDS-derived neighborhood median household income is approximately $85,037.
How affordable is Cherokee Point relative to household income?
The current Zillow home-value-to-household-income ratio is 9.13. Price-to-income affordability is a major Value Opportunity input.
Is Cherokee Point primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 24.6%.
What is the unemployment rate in Cherokee Point?
The NDS-derived civilian unemployment rate is approximately 4.9%.
How educated are residents of Cherokee Point?
Approximately 37.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Cherokee Point face high rent burden?
Approximately 56.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Cherokee Point?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications92
Estimated originations47
Home-purchase applications29
Origination rate51.4%
Home-purchase share32.2%
Average application loan$443,620
Total application loan amount$40,682,244
National application rank#4,692 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 53.9% YoY; originations 30.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.