Neighborhood Profile

Rancho Encantado

San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
52.8
National rank: #6,589 of 14,967
Stability and Strength
69.0
Score
Value Opportunity
36.7
Score
Momentum
49.4
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Diego, CA
CountySan Diego County
National rank#6,589 of 14,967
State rank#742 of 1,814
City rank#32 of 111
County rank#65 of 170
National percentile56.0
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$2,385,581
Year-over-year home value change0.2%
Month-over-month home value change0.11%
Home value to income ratio1,098.87
Median household income$2,171
Bachelor's degree or higher77.9%
Civilian unemployment rate0.7%
Homeownership rate95.3%
Housing vacancy rate1.4%
Rent burden 30% or higher26.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Rancho Encantado

What is the Best Neighborhoods USA ranking for Rancho Encantado?

Rancho Encantado is ranked #32 of 111 eligible neighborhoods in San Diego; #742 of 1,814 eligible neighborhoods in CA; and #6,589 of 14,967 eligible neighborhoods in the United States.

Is Rancho Encantado one of the best neighborhoods in San Diego?

Rancho Encantado has a Best Neighborhoods USA Index of 52.8 and a city ranking of #32 of 111 eligible neighborhoods in San Diego.

How much are homes worth in Rancho Encantado?

The current Zillow Home Value Index for Rancho Encantado is approximately $2,385,581.

Are home values rising or falling in Rancho Encantado?

Zillow neighborhood values changed 0.2% year over year and 0.11% month over month.

What is the Neighborhood Momentum Score for Rancho Encantado?

Rancho Encantado has a Neighborhood Momentum Score of 49.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Rancho Encantado?

The NDS-derived neighborhood median household income is approximately $2,171.

How affordable is Rancho Encantado relative to household income?

The current Zillow home-value-to-household-income ratio is 1,098.87. Price-to-income affordability is a major Value Opportunity input.

Is Rancho Encantado primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 95.3%.

What is the unemployment rate in Rancho Encantado?

The NDS-derived civilian unemployment rate is approximately 0.7%.

How educated are residents of Rancho Encantado?

Approximately 77.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Rancho Encantado face high rent burden?

Approximately 26.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Rancho Encantado?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications30
Estimated originations17
Home-purchase applications8
Origination rate55.9%
Home-purchase share26.4%
Average application loan$718,435
Total application loan amount$21,312,596
National application rank#9,276 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 14.9% YoY; originations 39.0% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.