What is the Best Neighborhoods USA ranking for Otay Mesa West?
Otay Mesa West is ranked #57 of 111 eligible neighborhoods in San Diego; #1,095 of 1,814 eligible neighborhoods in CA; and #8,976 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Otay Mesa West
San Diego, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
46.2
Stability and Strength
45.6
Value Opportunity
36.7
Momentum
60.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Diego, CA |
| County | San Diego County |
| National rank | #8,976 of 14,967 |
| State rank | #1,095 of 1,814 |
| City rank | #57 of 111 |
| County rank | #97 of 170 |
| National percentile | 40.0 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $757,017 |
| Year-over-year home value change | 1.1% |
| Month-over-month home value change | 0.28% |
| Home value to income ratio | 8.31 |
| Median household income | $91,130 |
| Bachelor's degree or higher | 17.1% |
| Civilian unemployment rate | 6.5% |
| Homeownership rate | 72.3% |
| Housing vacancy rate | 3.4% |
| Rent burden 30% or higher | 64.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Otay Mesa West
Is Otay Mesa West one of the best neighborhoods in San Diego?
Otay Mesa West has a Best Neighborhoods USA Index of 46.2 and a city ranking of #57 of 111 eligible neighborhoods in San Diego.
How much are homes worth in Otay Mesa West?
The current Zillow Home Value Index for Otay Mesa West is approximately $757,017.
Are home values rising or falling in Otay Mesa West?
Zillow neighborhood values changed 1.1% year over year and 0.28% month over month.
What is the Neighborhood Momentum Score for Otay Mesa West?
Otay Mesa West has a Neighborhood Momentum Score of 60.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Otay Mesa West?
The NDS-derived neighborhood median household income is approximately $91,130.
How affordable is Otay Mesa West relative to household income?
The current Zillow home-value-to-household-income ratio is 8.31. Price-to-income affordability is a major Value Opportunity input.
Is Otay Mesa West primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 72.3%.
What is the unemployment rate in Otay Mesa West?
The NDS-derived civilian unemployment rate is approximately 6.5%.
How educated are residents of Otay Mesa West?
Approximately 17.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Otay Mesa West face high rent burden?
Approximately 64.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Otay Mesa West?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications786
Estimated originations371
Home-purchase applications298
Origination rate47.3%
Home-purchase share37.9%
Average application loan$348,589
Total application loan amount$273,901,158
National application rank#271 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 40.0% YoY; originations 49.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.