What is the Best Neighborhoods USA ranking for White Rock?
White Rock is ranked #9 of 15 eligible neighborhoods in Rancho Cordova; #1,188 of 1,814 eligible neighborhoods in CA; and #9,633 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
White Rock
Rancho Cordova, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
44.2
Stability and Strength
45.5
Value Opportunity
48.5
Momentum
36.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Rancho Cordova, CA |
| County | Sacramento County |
| National rank | #9,633 of 14,967 |
| State rank | #1,188 of 1,814 |
| City rank | #9 of 15 |
| County rank | #81 of 144 |
| National percentile | 35.7 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $418,884 |
| Year-over-year home value change | -0.5% |
| Month-over-month home value change | -0.14% |
| Home value to income ratio | 5.07 |
| Median household income | $82,562 |
| Bachelor's degree or higher | 21.7% |
| Civilian unemployment rate | 5.7% |
| Homeownership rate | 55.2% |
| Housing vacancy rate | 4.0% |
| Rent burden 30% or higher | 50.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in White Rock
Is White Rock one of the best neighborhoods in Rancho Cordova?
White Rock has a Best Neighborhoods USA Index of 44.2 and a city ranking of #9 of 15 eligible neighborhoods in Rancho Cordova.
How much are homes worth in White Rock?
The current Zillow Home Value Index for White Rock is approximately $418,884.
Are home values rising or falling in White Rock?
Zillow neighborhood values changed -0.5% year over year and -0.14% month over month.
What is the Neighborhood Momentum Score for White Rock?
White Rock has a Neighborhood Momentum Score of 36.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in White Rock?
The NDS-derived neighborhood median household income is approximately $82,562.
How affordable is White Rock relative to household income?
The current Zillow home-value-to-household-income ratio is 5.07. Price-to-income affordability is a major Value Opportunity input.
Is White Rock primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 55.2%.
What is the unemployment rate in White Rock?
The NDS-derived civilian unemployment rate is approximately 5.7%.
How educated are residents of White Rock?
Approximately 21.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in White Rock face high rent burden?
Approximately 50.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score White Rock?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications117
Estimated originations67
Home-purchase applications47
Origination rate56.8%
Home-purchase share40.5%
Average application loan$323,965
Total application loan amount$37,950,194
National application rank#3,743 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -4.2% YoY; originations 1.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.