What is the Best Neighborhoods USA ranking for Fruitvale?
Fruitvale is ranked #1 of 7 eligible neighborhoods in Saratoga; #264 of 1,814 eligible neighborhoods in CA; and #2,976 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Fruitvale
Saratoga, CA | Santa Clara County
Scored premium profile
Best Neighborhoods USA Index
63.3
Stability and Strength
71.3
Value Opportunity
43.5
Momentum
78.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Saratoga, CA |
| County | Santa Clara County |
| National rank | #2,976 of 14,967 |
| State rank | #264 of 1,814 |
| City rank | #1 of 7 |
| County rank | #23 of 95 |
| National percentile | 80.1 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $4,416,447 |
| Year-over-year home value change | 3.4% |
| Month-over-month home value change | 0.47% |
| Home value to income ratio | 30.36 |
| Median household income | $145,493 |
| Bachelor's degree or higher | 76.5% |
| Civilian unemployment rate | 5.2% |
| Homeownership rate | 85.2% |
| Housing vacancy rate | 9.7% |
| Rent burden 30% or higher | 51.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Fruitvale
Is Fruitvale one of the best neighborhoods in Saratoga?
Fruitvale has a Best Neighborhoods USA Index of 63.3 and a city ranking of #1 of 7 eligible neighborhoods in Saratoga.
How much are homes worth in Fruitvale?
The current Zillow Home Value Index for Fruitvale is approximately $4,416,447.
Are home values rising or falling in Fruitvale?
Zillow neighborhood values changed 3.4% year over year and 0.47% month over month.
What is the Neighborhood Momentum Score for Fruitvale?
Fruitvale has a Neighborhood Momentum Score of 78.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Fruitvale?
The NDS-derived neighborhood median household income is approximately $145,493.
How affordable is Fruitvale relative to household income?
The current Zillow home-value-to-household-income ratio is 30.36. Price-to-income affordability is a major Value Opportunity input.
Is Fruitvale primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 85.2%.
What is the unemployment rate in Fruitvale?
The NDS-derived civilian unemployment rate is approximately 5.2%.
How educated are residents of Fruitvale?
Approximately 76.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Fruitvale face high rent burden?
Approximately 51.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Fruitvale?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications115
Estimated originations67
Home-purchase applications41
Origination rate58.5%
Home-purchase share35.6%
Average application loan$1,521,299
Total application loan amount$174,406,476
National application rank#3,833 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 66.6% YoY; originations 54.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.