What is the Best Neighborhoods USA ranking for Pacific South Bay?
Pacific South Bay is ranked #5 of 29 eligible neighborhoods in Torrance; #161 of 1,814 eligible neighborhoods in CA; and #2,111 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Pacific South Bay
Torrance, CA | Los Angeles County
Scored premium profile
Best Neighborhoods USA Index
66.5
Stability and Strength
78.8
Value Opportunity
53.8
Momentum
64.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Torrance, CA |
| County | Los Angeles County |
| National rank | #2,111 of 14,967 |
| State rank | #161 of 1,814 |
| City rank | #5 of 29 |
| County rank | #26 of 321 |
| National percentile | 85.9 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,789,292 |
| Year-over-year home value change | 4.5% |
| Month-over-month home value change | -0.27% |
| Home value to income ratio | 10.66 |
| Median household income | $167,810 |
| Bachelor's degree or higher | 67.3% |
| Civilian unemployment rate | 2.2% |
| Homeownership rate | 72.7% |
| Housing vacancy rate | 7.8% |
| Rent burden 30% or higher | 39.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Pacific South Bay
Is Pacific South Bay one of the best neighborhoods in Torrance?
Pacific South Bay has a Best Neighborhoods USA Index of 66.5 and a city ranking of #5 of 29 eligible neighborhoods in Torrance.
How much are homes worth in Pacific South Bay?
The current Zillow Home Value Index for Pacific South Bay is approximately $1,789,292.
Are home values rising or falling in Pacific South Bay?
Zillow neighborhood values changed 4.5% year over year and -0.27% month over month.
What is the Neighborhood Momentum Score for Pacific South Bay?
Pacific South Bay has a Neighborhood Momentum Score of 64.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Pacific South Bay?
The NDS-derived neighborhood median household income is approximately $167,810.
How affordable is Pacific South Bay relative to household income?
The current Zillow home-value-to-household-income ratio is 10.66. Price-to-income affordability is a major Value Opportunity input.
Is Pacific South Bay primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 72.7%.
What is the unemployment rate in Pacific South Bay?
The NDS-derived civilian unemployment rate is approximately 2.2%.
How educated are residents of Pacific South Bay?
Approximately 67.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Pacific South Bay face high rent burden?
Approximately 39.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Pacific South Bay?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications12
Estimated originations8
Home-purchase applications5
Origination rate67.5%
Home-purchase share45.4%
Average application loan$623,596
Total application loan amount$7,489,627
National application rank#12,089 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 1.4% YoY; originations 6.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.