What is the Best Neighborhoods USA ranking for San Miguel Ranch?
San Miguel Ranch is ranked #8 of 24 eligible neighborhoods in Chula Vista; #431 of 1,814 eligible neighborhoods in CA; and #4,158 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
San Miguel Ranch
Chula Vista, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
59.6
Stability and Strength
66.4
Value Opportunity
57.0
Momentum
52.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chula Vista, CA |
| County | San Diego County |
| National rank | #4,158 of 14,967 |
| State rank | #431 of 1,814 |
| City rank | #8 of 24 |
| County rank | #27 of 170 |
| National percentile | 72.3 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,217,537 |
| Year-over-year home value change | 0.9% |
| Month-over-month home value change | 0.03% |
| Home value to income ratio | 6.09 |
| Median household income | $199,843 |
| Bachelor's degree or higher | 54.2% |
| Civilian unemployment rate | 8.0% |
| Homeownership rate | 72.4% |
| Housing vacancy rate | 3.2% |
| Rent burden 30% or higher | 50.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in San Miguel Ranch
Is San Miguel Ranch one of the best neighborhoods in Chula Vista?
San Miguel Ranch has a Best Neighborhoods USA Index of 59.6 and a city ranking of #8 of 24 eligible neighborhoods in Chula Vista.
How much are homes worth in San Miguel Ranch?
The current Zillow Home Value Index for San Miguel Ranch is approximately $1,217,537.
Are home values rising or falling in San Miguel Ranch?
Zillow neighborhood values changed 0.9% year over year and 0.03% month over month.
What is the Neighborhood Momentum Score for San Miguel Ranch?
San Miguel Ranch has a Neighborhood Momentum Score of 52.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in San Miguel Ranch?
The NDS-derived neighborhood median household income is approximately $199,843.
How affordable is San Miguel Ranch relative to household income?
The current Zillow home-value-to-household-income ratio is 6.09. Price-to-income affordability is a major Value Opportunity input.
Is San Miguel Ranch primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 72.4%.
What is the unemployment rate in San Miguel Ranch?
The NDS-derived civilian unemployment rate is approximately 8.0%.
How educated are residents of San Miguel Ranch?
Approximately 54.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in San Miguel Ranch face high rent burden?
Approximately 50.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score San Miguel Ranch?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications52
Estimated originations26
Home-purchase applications15
Origination rate49.9%
Home-purchase share29.3%
Average application loan$465,120
Total application loan amount$24,417,937
National application rank#7,045 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 20.8% YoY; originations 12.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.