Neighborhood Profile

Mariners Island

San Mateo, CA | San Mateo County
Scored premium profile
Best Neighborhoods USA Index
67.3
National rank: #1,946 of 14,967
Stability and Strength
82.9
Score
Value Opportunity
62.3
Score
Momentum
49.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Mateo, CA
CountySan Mateo County
National rank#1,946 of 14,967
State rank#142 of 1,814
City rank#7 of 33
County rank#17 of 82
National percentile87.0
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,556,458
Year-over-year home value change-0.3%
Month-over-month home value change0.25%
Home value to income ratio9.14
Median household income$170,247
Bachelor's degree or higher79.5%
Civilian unemployment rate1.6%
Homeownership rate57.0%
Housing vacancy rate1.3%
Rent burden 30% or higher39.1%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Mariners Island

What is the Best Neighborhoods USA ranking for Mariners Island?

Mariners Island is ranked #7 of 33 eligible neighborhoods in San Mateo; #142 of 1,814 eligible neighborhoods in CA; and #1,946 of 14,967 eligible neighborhoods in the United States.

Is Mariners Island one of the best neighborhoods in San Mateo?

Mariners Island has a Best Neighborhoods USA Index of 67.3 and a city ranking of #7 of 33 eligible neighborhoods in San Mateo.

How much are homes worth in Mariners Island?

The current Zillow Home Value Index for Mariners Island is approximately $1,556,458.

Are home values rising or falling in Mariners Island?

Zillow neighborhood values changed -0.3% year over year and 0.25% month over month.

What is the Neighborhood Momentum Score for Mariners Island?

Mariners Island has a Neighborhood Momentum Score of 49.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Mariners Island?

The NDS-derived neighborhood median household income is approximately $170,247.

How affordable is Mariners Island relative to household income?

The current Zillow home-value-to-household-income ratio is 9.14. Price-to-income affordability is a major Value Opportunity input.

Is Mariners Island primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 57.0%.

What is the unemployment rate in Mariners Island?

The NDS-derived civilian unemployment rate is approximately 1.6%.

How educated are residents of Mariners Island?

Approximately 79.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Mariners Island face high rent burden?

Approximately 39.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Mariners Island?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications72
Estimated originations44
Home-purchase applications33
Origination rate60.6%
Home-purchase share46.0%
Average application loan$566,496
Total application loan amount$40,713,320
National application rank#5,699 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 50.7% YoY; originations 35.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.