Neighborhood Profile

Baywood

San Mateo, CA | San Mateo County
Scored premium profile
Best Neighborhoods USA Index
51.9
National rank: #6,941 of 14,967
Stability and Strength
52.3
Score
Value Opportunity
31.4
Score
Momentum
80.2
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Mateo, CA
CountySan Mateo County
National rank#6,941 of 14,967
State rank#791 of 1,814
City rank#26 of 33
County rank#66 of 82
National percentile53.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$2,939,008
Year-over-year home value change5.3%
Month-over-month home value change0.18%
Home value to income ratio92.66
Median household income$31,717
Bachelor's degree or higher77.1%
Civilian unemployment rate1.7%
Homeownership rate43.1%
Housing vacancy rate11.4%
Rent burden 30% or higher34.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Baywood

What is the Best Neighborhoods USA ranking for Baywood?

Baywood is ranked #26 of 33 eligible neighborhoods in San Mateo; #791 of 1,814 eligible neighborhoods in CA; and #6,941 of 14,967 eligible neighborhoods in the United States.

Is Baywood one of the best neighborhoods in San Mateo?

Baywood has a Best Neighborhoods USA Index of 51.9 and a city ranking of #26 of 33 eligible neighborhoods in San Mateo.

How much are homes worth in Baywood?

The current Zillow Home Value Index for Baywood is approximately $2,939,008.

Are home values rising or falling in Baywood?

Zillow neighborhood values changed 5.3% year over year and 0.18% month over month.

What is the Neighborhood Momentum Score for Baywood?

Baywood has a Neighborhood Momentum Score of 80.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Baywood?

The NDS-derived neighborhood median household income is approximately $31,717.

How affordable is Baywood relative to household income?

The current Zillow home-value-to-household-income ratio is 92.66. Price-to-income affordability is a major Value Opportunity input.

Is Baywood primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 43.1%.

What is the unemployment rate in Baywood?

The NDS-derived civilian unemployment rate is approximately 1.7%.

How educated are residents of Baywood?

Approximately 77.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Baywood face high rent burden?

Approximately 34.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Baywood?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications62
Estimated originations40
Home-purchase applications28
Origination rate63.9%
Home-purchase share46.1%
Average application loan$1,168,689
Total application loan amount$72,211,208
National application rank#6,361 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 28.0% YoY; originations 16.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.