What is the Best Neighborhoods USA ranking for Laguna?
Laguna is ranked #17 of 28 eligible neighborhoods in Santa Barbara; #827 of 1,814 eligible neighborhoods in CA; and #7,221 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Laguna
Santa Barbara, CA | Santa Barbara County
Scored premium profile
Best Neighborhoods USA Index
51.1
Stability and Strength
42.6
Value Opportunity
30.0
Momentum
94.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Santa Barbara, CA |
| County | Santa Barbara County |
| National rank | #7,221 of 14,967 |
| State rank | #827 of 1,814 |
| City rank | #17 of 28 |
| County rank | #17 of 28 |
| National percentile | 51.8 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,814,894 |
| Year-over-year home value change | 8.3% |
| Month-over-month home value change | 0.70% |
| Home value to income ratio | 26.28 |
| Median household income | $69,068 |
| Bachelor's degree or higher | 52.0% |
| Civilian unemployment rate | 6.7% |
| Homeownership rate | 15.6% |
| Housing vacancy rate | 6.6% |
| Rent burden 30% or higher | 44.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Laguna
Is Laguna one of the best neighborhoods in Santa Barbara?
Laguna has a Best Neighborhoods USA Index of 51.1 and a city ranking of #17 of 28 eligible neighborhoods in Santa Barbara.
How much are homes worth in Laguna?
The current Zillow Home Value Index for Laguna is approximately $1,814,894.
Are home values rising or falling in Laguna?
Zillow neighborhood values changed 8.3% year over year and 0.70% month over month.
What is the Neighborhood Momentum Score for Laguna?
Laguna has a Neighborhood Momentum Score of 94.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Laguna?
The NDS-derived neighborhood median household income is approximately $69,068.
How affordable is Laguna relative to household income?
The current Zillow home-value-to-household-income ratio is 26.28. Price-to-income affordability is a major Value Opportunity input.
Is Laguna primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 15.6%.
What is the unemployment rate in Laguna?
The NDS-derived civilian unemployment rate is approximately 6.7%.
How educated are residents of Laguna?
Approximately 52.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Laguna face high rent burden?
Approximately 44.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Laguna?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications34
Estimated originations19
Home-purchase applications12
Origination rate56.7%
Home-purchase share34.1%
Average application loan$809,312
Total application loan amount$27,757,590
National application rank#8,732 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 12.7% YoY; originations 22.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.