Neighborhood Profile

Oakwood Gardens

Saint Petersburg, FL | Pinellas County
Scored premium profile
Best Neighborhoods USA Index
53.2
National rank: #6,447 of 14,967
Stability and Strength
58.3
Score
Value Opportunity
57.8
Score
Momentum
38.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSaint Petersburg, FL
CountyPinellas County
National rank#6,447 of 14,967
State rank#337 of 1,145
City rank#36 of 104
County rank#56 of 144
National percentile56.9
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$332,805
Year-over-year home value change-2.4%
Month-over-month home value change0.45%
Home value to income ratio4.24
Median household income$78,575
Bachelor's degree or higher26.4%
Civilian unemployment rate3.6%
Homeownership rate85.1%
Housing vacancy rate3.6%
Rent burden 30% or higher42.7%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Oakwood Gardens

What is the Best Neighborhoods USA ranking for Oakwood Gardens?

Oakwood Gardens is ranked #36 of 104 eligible neighborhoods in Saint Petersburg; #337 of 1,145 eligible neighborhoods in FL; and #6,447 of 14,967 eligible neighborhoods in the United States.

Is Oakwood Gardens one of the best neighborhoods in Saint Petersburg?

Oakwood Gardens has a Best Neighborhoods USA Index of 53.2 and a city ranking of #36 of 104 eligible neighborhoods in Saint Petersburg.

How much are homes worth in Oakwood Gardens?

The current Zillow Home Value Index for Oakwood Gardens is approximately $332,805.

Are home values rising or falling in Oakwood Gardens?

Zillow neighborhood values changed -2.4% year over year and 0.45% month over month.

What is the Neighborhood Momentum Score for Oakwood Gardens?

Oakwood Gardens has a Neighborhood Momentum Score of 38.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Oakwood Gardens?

The NDS-derived neighborhood median household income is approximately $78,575.

How affordable is Oakwood Gardens relative to household income?

The current Zillow home-value-to-household-income ratio is 4.24. Price-to-income affordability is a major Value Opportunity input.

Is Oakwood Gardens primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 85.1%.

What is the unemployment rate in Oakwood Gardens?

The NDS-derived civilian unemployment rate is approximately 3.6%.

How educated are residents of Oakwood Gardens?

Approximately 26.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Oakwood Gardens face high rent burden?

Approximately 42.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Oakwood Gardens?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications88
Estimated originations48
Home-purchase applications33
Origination rate54.5%
Home-purchase share37.3%
Average application loan$258,670
Total application loan amount$22,713,103
National application rank#4,851 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 10.1% YoY; originations 7.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.