Neighborhood Profile

Ponce de Leon

Stockton, CA | San Joaquin County
Scored premium profile
Best Neighborhoods USA Index
30.1
National rank: #13,475 of 14,967
Stability and Strength
26.4
Score
Value Opportunity
31.4
Score
Momentum
34.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationStockton, CA
CountySan Joaquin County
National rank#13,475 of 14,967
State rank#1,659 of 1,814
City rank#21 of 37
County rank#21 of 37
National percentile10.0
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$395,916
Year-over-year home value change-1.3%
Month-over-month home value change-0.02%
Home value to income ratio6.15
Median household income$64,419
Bachelor's degree or higher9.3%
Civilian unemployment rate14.0%
Homeownership rate45.7%
Housing vacancy rate4.2%
Rent burden 30% or higher58.9%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Ponce de Leon

What is the Best Neighborhoods USA ranking for Ponce de Leon?

Ponce de Leon is ranked #21 of 37 eligible neighborhoods in Stockton; #1,659 of 1,814 eligible neighborhoods in CA; and #13,475 of 14,967 eligible neighborhoods in the United States.

Is Ponce de Leon one of the best neighborhoods in Stockton?

Ponce de Leon has a Best Neighborhoods USA Index of 30.1 and a city ranking of #21 of 37 eligible neighborhoods in Stockton.

How much are homes worth in Ponce de Leon?

The current Zillow Home Value Index for Ponce de Leon is approximately $395,916.

Are home values rising or falling in Ponce de Leon?

Zillow neighborhood values changed -1.3% year over year and -0.02% month over month.

What is the Neighborhood Momentum Score for Ponce de Leon?

Ponce de Leon has a Neighborhood Momentum Score of 34.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Ponce de Leon?

The NDS-derived neighborhood median household income is approximately $64,419.

How affordable is Ponce de Leon relative to household income?

The current Zillow home-value-to-household-income ratio is 6.15. Price-to-income affordability is a major Value Opportunity input.

Is Ponce de Leon primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 45.7%.

What is the unemployment rate in Ponce de Leon?

The NDS-derived civilian unemployment rate is approximately 14.0%.

How educated are residents of Ponce de Leon?

Approximately 9.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Ponce de Leon face high rent burden?

Approximately 58.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Ponce de Leon?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications152
Estimated originations78
Home-purchase applications57
Origination rate51.0%
Home-purchase share37.6%
Average application loan$258,983
Total application loan amount$39,436,970
National application rank#2,884 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 10.7% YoY; originations -8.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.