Neighborhood Profile

St. Francis Wood

San Francisco, CA | San Francisco County
Scored premium profile
Best Neighborhoods USA Index
59.1
National rank: #4,308 of 14,967
Stability and Strength
59.6
Score
Value Opportunity
29.6
Score
Momentum
99.7
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSan Francisco, CA
CountySan Francisco County
National rank#4,308 of 14,967
State rank#446 of 1,814
City rank#57 of 71
County rank#57 of 71
National percentile71.2
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$3,974,074
Year-over-year home value change20.2%
Month-over-month home value change1.66%
Home value to income ratio1,909.08
Median household income$2,082
Bachelor's degree or higher88.9%
Civilian unemployment rate2.3%
Homeownership rate80.9%
Housing vacancy rate11.1%
Rent burden 30% or higher12.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in St. Francis Wood

What is the Best Neighborhoods USA ranking for St. Francis Wood?

St. Francis Wood is ranked #57 of 71 eligible neighborhoods in San Francisco; #446 of 1,814 eligible neighborhoods in CA; and #4,308 of 14,967 eligible neighborhoods in the United States.

Is St. Francis Wood one of the best neighborhoods in San Francisco?

St. Francis Wood has a Best Neighborhoods USA Index of 59.1 and a city ranking of #57 of 71 eligible neighborhoods in San Francisco.

How much are homes worth in St. Francis Wood?

The current Zillow Home Value Index for St. Francis Wood is approximately $3,974,074.

Are home values rising or falling in St. Francis Wood?

Zillow neighborhood values changed 20.2% year over year and 1.66% month over month.

What is the Neighborhood Momentum Score for St. Francis Wood?

St. Francis Wood has a Neighborhood Momentum Score of 99.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in St. Francis Wood?

The NDS-derived neighborhood median household income is approximately $2,082.

How affordable is St. Francis Wood relative to household income?

The current Zillow home-value-to-household-income ratio is 1,909.08. Price-to-income affordability is a major Value Opportunity input.

Is St. Francis Wood primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 80.9%.

What is the unemployment rate in St. Francis Wood?

The NDS-derived civilian unemployment rate is approximately 2.3%.

How educated are residents of St. Francis Wood?

Approximately 88.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in St. Francis Wood face high rent burden?

Approximately 12.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score St. Francis Wood?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications40
Estimated originations26
Home-purchase applications19
Origination rate63.8%
Home-purchase share47.6%
Average application loan$1,124,052
Total application loan amount$45,388,539
National application rank#8,105 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 1.0% YoY; originations -6.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.