What is the Best Neighborhoods USA ranking for Panhandle?
Panhandle is ranked #29 of 71 eligible neighborhoods in San Francisco; #156 of 1,814 eligible neighborhoods in CA; and #2,090 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Panhandle
San Francisco, CA | San Francisco County
Scored premium profile
Best Neighborhoods USA Index
66.6
Stability and Strength
63.8
Value Opportunity
46.3
Momentum
99.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Francisco, CA |
| County | San Francisco County |
| National rank | #2,090 of 14,967 |
| State rank | #156 of 1,814 |
| City rank | #29 of 71 |
| County rank | #29 of 71 |
| National percentile | 86.1 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $2,209,263 |
| Year-over-year home value change | 16.4% |
| Month-over-month home value change | 2.10% |
| Home value to income ratio | 12.63 |
| Median household income | $174,964 |
| Bachelor's degree or higher | 74.8% |
| Civilian unemployment rate | 5.7% |
| Homeownership rate | 30.4% |
| Housing vacancy rate | 10.9% |
| Rent burden 30% or higher | 32.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Panhandle
Is Panhandle one of the best neighborhoods in San Francisco?
Panhandle has a Best Neighborhoods USA Index of 66.6 and a city ranking of #29 of 71 eligible neighborhoods in San Francisco.
How much are homes worth in Panhandle?
The current Zillow Home Value Index for Panhandle is approximately $2,209,263.
Are home values rising or falling in Panhandle?
Zillow neighborhood values changed 16.4% year over year and 2.10% month over month.
What is the Neighborhood Momentum Score for Panhandle?
Panhandle has a Neighborhood Momentum Score of 99.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Panhandle?
The NDS-derived neighborhood median household income is approximately $174,964.
How affordable is Panhandle relative to household income?
The current Zillow home-value-to-household-income ratio is 12.63. Price-to-income affordability is a major Value Opportunity input.
Is Panhandle primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 30.4%.
What is the unemployment rate in Panhandle?
The NDS-derived civilian unemployment rate is approximately 5.7%.
How educated are residents of Panhandle?
Approximately 74.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Panhandle face high rent burden?
Approximately 32.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Panhandle?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications115
Estimated originations73
Home-purchase applications56
Origination rate63.6%
Home-purchase share48.5%
Average application loan$998,866
Total application loan amount$115,125,796
National application rankNot rankable
Geometry coverage86.0%
Recent trend: Applications 9.4% YoY; originations 8.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.