What is the Best Neighborhoods USA ranking for Silver Terrace?
Silver Terrace is ranked #61 of 71 eligible neighborhoods in San Francisco; #518 of 1,814 eligible neighborhoods in CA; and #4,778 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Silver Terrace
San Francisco, CA | San Francisco County
Scored premium profile
Best Neighborhoods USA Index
57.7
Stability and Strength
54.2
Value Opportunity
40.7
Momentum
87.2
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Francisco, CA |
| County | San Francisco County |
| National rank | #4,778 of 14,967 |
| State rank | #518 of 1,814 |
| City rank | #61 of 71 |
| County rank | #61 of 71 |
| National percentile | 68.1 |
| National band | MIDDLE_50_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,005,952 |
| Year-over-year home value change | 4.5% |
| Month-over-month home value change | 0.99% |
| Home value to income ratio | 8.63 |
| Median household income | $116,544 |
| Bachelor's degree or higher | 34.0% |
| Civilian unemployment rate | 11.0% |
| Homeownership rate | 71.7% |
| Housing vacancy rate | 2.2% |
| Rent burden 30% or higher | 50.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Silver Terrace
Is Silver Terrace one of the best neighborhoods in San Francisco?
Silver Terrace has a Best Neighborhoods USA Index of 57.7 and a city ranking of #61 of 71 eligible neighborhoods in San Francisco.
How much are homes worth in Silver Terrace?
The current Zillow Home Value Index for Silver Terrace is approximately $1,005,952.
Are home values rising or falling in Silver Terrace?
Zillow neighborhood values changed 4.5% year over year and 0.99% month over month.
What is the Neighborhood Momentum Score for Silver Terrace?
Silver Terrace has a Neighborhood Momentum Score of 87.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Silver Terrace?
The NDS-derived neighborhood median household income is approximately $116,544.
How affordable is Silver Terrace relative to household income?
The current Zillow home-value-to-household-income ratio is 8.63. Price-to-income affordability is a major Value Opportunity input.
Is Silver Terrace primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 71.7%.
What is the unemployment rate in Silver Terrace?
The NDS-derived civilian unemployment rate is approximately 11.0%.
How educated are residents of Silver Terrace?
Approximately 34.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Silver Terrace face high rent burden?
Approximately 50.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Silver Terrace?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications89
Estimated originations38
Home-purchase applications26
Origination rate42.5%
Home-purchase share29.3%
Average application loan$441,506
Total application loan amount$39,238,201
National application rank#4,800 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 15.7% YoY; originations -11.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.