Neighborhood Profile

Germantown West Central

Philadelphia, PA | Philadelphia County
Scored premium profile
Best Neighborhoods USA Index
35.3
National rank: #12,309 of 14,967
Stability and Strength
36.1
Score
Value Opportunity
34.3
Score
Momentum
35.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationPhiladelphia, PA
CountyPhiladelphia County
National rank#12,309 of 14,967
State rank#294 of 382
City rank#91 of 140
County rank#91 of 140
National percentile17.8
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$331,506
Year-over-year home value change-0.8%
Month-over-month home value change-0.10%
Home value to income ratio7.74
Median household income$42,844
Bachelor's degree or higher51.8%
Civilian unemployment rate5.6%
Homeownership rate26.3%
Housing vacancy rate7.6%
Rent burden 30% or higher53.7%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Germantown West Central

What is the Best Neighborhoods USA ranking for Germantown West Central?

Germantown West Central is ranked #91 of 140 eligible neighborhoods in Philadelphia; #294 of 382 eligible neighborhoods in PA; and #12,309 of 14,967 eligible neighborhoods in the United States.

Is Germantown West Central one of the best neighborhoods in Philadelphia?

Germantown West Central has a Best Neighborhoods USA Index of 35.3 and a city ranking of #91 of 140 eligible neighborhoods in Philadelphia.

How much are homes worth in Germantown West Central?

The current Zillow Home Value Index for Germantown West Central is approximately $331,506.

Are home values rising or falling in Germantown West Central?

Zillow neighborhood values changed -0.8% year over year and -0.10% month over month.

What is the Neighborhood Momentum Score for Germantown West Central?

Germantown West Central has a Neighborhood Momentum Score of 35.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Germantown West Central?

The NDS-derived neighborhood median household income is approximately $42,844.

How affordable is Germantown West Central relative to household income?

The current Zillow home-value-to-household-income ratio is 7.74. Price-to-income affordability is a major Value Opportunity input.

Is Germantown West Central primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 26.3%.

What is the unemployment rate in Germantown West Central?

The NDS-derived civilian unemployment rate is approximately 5.6%.

How educated are residents of Germantown West Central?

Approximately 51.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Germantown West Central face high rent burden?

Approximately 53.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Germantown West Central?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications158
Estimated originations78
Home-purchase applications57
Origination rate49.3%
Home-purchase share36.3%
Average application loan$340,952
Total application loan amount$54,036,051
National application rank#2,769 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -10.3% YoY; originations -6.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.