Neighborhood Profile

Germantown Southwest

Philadelphia, PA | Philadelphia County
Scored premium profile
Best Neighborhoods USA Index
31.7
National rank: #13,175 of 14,967
Stability and Strength
34.5
Score
Value Opportunity
49.0
Score
Momentum
3.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationPhiladelphia, PA
CountyPhiladelphia County
National rank#13,175 of 14,967
State rank#325 of 382
City rank#107 of 140
County rank#107 of 140
National percentile12.0
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$188,956
Year-over-year home value change-6.2%
Month-over-month home value change-1.96%
Home value to income ratio3.69
Median household income$51,268
Bachelor's degree or higher31.1%
Civilian unemployment rate8.0%
Homeownership rate51.2%
Housing vacancy rate7.3%
Rent burden 30% or higher47.8%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Germantown Southwest

What is the Best Neighborhoods USA ranking for Germantown Southwest?

Germantown Southwest is ranked #107 of 140 eligible neighborhoods in Philadelphia; #325 of 382 eligible neighborhoods in PA; and #13,175 of 14,967 eligible neighborhoods in the United States.

Is Germantown Southwest one of the best neighborhoods in Philadelphia?

Germantown Southwest has a Best Neighborhoods USA Index of 31.7 and a city ranking of #107 of 140 eligible neighborhoods in Philadelphia.

How much are homes worth in Germantown Southwest?

The current Zillow Home Value Index for Germantown Southwest is approximately $188,956.

Are home values rising or falling in Germantown Southwest?

Zillow neighborhood values changed -6.2% year over year and -1.96% month over month.

What is the Neighborhood Momentum Score for Germantown Southwest?

Germantown Southwest has a Neighborhood Momentum Score of 3.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Germantown Southwest?

The NDS-derived neighborhood median household income is approximately $51,268.

How affordable is Germantown Southwest relative to household income?

The current Zillow home-value-to-household-income ratio is 3.69. Price-to-income affordability is a major Value Opportunity input.

Is Germantown Southwest primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 51.2%.

What is the unemployment rate in Germantown Southwest?

The NDS-derived civilian unemployment rate is approximately 8.0%.

How educated are residents of Germantown Southwest?

Approximately 31.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Germantown Southwest face high rent burden?

Approximately 47.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Germantown Southwest?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications265
Estimated originations127
Home-purchase applications100
Origination rate47.8%
Home-purchase share37.9%
Average application loan$170,936
Total application loan amount$45,309,608
National application rank#1,446 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -11.4% YoY; originations -6.7% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.