What is the Best Neighborhoods USA ranking for Mont Pleasant?
Mont Pleasant is ranked #12 of 13 eligible neighborhoods in Schenectady; #374 of 418 eligible neighborhoods in NY; and #12,744 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Mont Pleasant
Schenectady, NY | Schenectady County
Scored premium profile
Best Neighborhoods USA Index
33.5
Stability and Strength
16.4
Value Opportunity
24.4
Momentum
73.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Schenectady, NY |
| County | Schenectady County |
| National rank | #12,744 of 14,967 |
| State rank | #374 of 418 |
| City rank | #12 of 13 |
| County rank | #12 of 13 |
| National percentile | 14.9 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $211,031 |
| Year-over-year home value change | 2.4% |
| Month-over-month home value change | 0.58% |
| Home value to income ratio | 6.12 |
| Median household income | $34,470 |
| Bachelor's degree or higher | 12.9% |
| Civilian unemployment rate | 9.5% |
| Homeownership rate | 48.0% |
| Housing vacancy rate | 11.5% |
| Rent burden 30% or higher | 77.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Mont Pleasant
Is Mont Pleasant one of the best neighborhoods in Schenectady?
Mont Pleasant has a Best Neighborhoods USA Index of 33.5 and a city ranking of #12 of 13 eligible neighborhoods in Schenectady.
How much are homes worth in Mont Pleasant?
The current Zillow Home Value Index for Mont Pleasant is approximately $211,031.
Are home values rising or falling in Mont Pleasant?
Zillow neighborhood values changed 2.4% year over year and 0.58% month over month.
What is the Neighborhood Momentum Score for Mont Pleasant?
Mont Pleasant has a Neighborhood Momentum Score of 73.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Mont Pleasant?
The NDS-derived neighborhood median household income is approximately $34,470.
How affordable is Mont Pleasant relative to household income?
The current Zillow home-value-to-household-income ratio is 6.12. Price-to-income affordability is a major Value Opportunity input.
Is Mont Pleasant primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 48.0%.
What is the unemployment rate in Mont Pleasant?
The NDS-derived civilian unemployment rate is approximately 9.5%.
How educated are residents of Mont Pleasant?
Approximately 12.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Mont Pleasant face high rent burden?
Approximately 77.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Mont Pleasant?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications264
Estimated originations142
Home-purchase applications128
Origination rate53.6%
Home-purchase share48.3%
Average application loan$143,952
Total application loan amount$38,045,525
National application rank#1,450 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -11.8% YoY; originations -6.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.