What is the Best Neighborhoods USA ranking for Upper Duvall?
Upper Duvall is ranked #9 of 12 eligible neighborhoods in Key West; #868 of 1,145 eligible neighborhoods in FL; and #12,419 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Upper Duvall
Key West, FL | Monroe County
Scored premium profile
Best Neighborhoods USA Index
34.9
Stability and Strength
35.7
Value Opportunity
23.4
Momentum
49.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Key West, FL |
| County | Monroe County |
| National rank | #12,419 of 14,967 |
| State rank | #868 of 1,145 |
| City rank | #9 of 12 |
| County rank | #9 of 12 |
| National percentile | 17.0 |
| National band | LOWER_25_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,416,162 |
| Year-over-year home value change | -0.5% |
| Month-over-month home value change | 0.34% |
| Home value to income ratio | 50.26 |
| Median household income | $28,179 |
| Bachelor's degree or higher | 32.9% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 49.1% |
| Housing vacancy rate | 39.9% |
| Rent burden 30% or higher | 81.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Upper Duvall
Is Upper Duvall one of the best neighborhoods in Key West?
Upper Duvall has a Best Neighborhoods USA Index of 34.9 and a city ranking of #9 of 12 eligible neighborhoods in Key West.
How much are homes worth in Upper Duvall?
The current Zillow Home Value Index for Upper Duvall is approximately $1,416,162.
Are home values rising or falling in Upper Duvall?
Zillow neighborhood values changed -0.5% year over year and 0.34% month over month.
What is the Neighborhood Momentum Score for Upper Duvall?
Upper Duvall has a Neighborhood Momentum Score of 49.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Upper Duvall?
The NDS-derived neighborhood median household income is approximately $28,179.
How affordable is Upper Duvall relative to household income?
The current Zillow home-value-to-household-income ratio is 50.26. Price-to-income affordability is a major Value Opportunity input.
Is Upper Duvall primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 49.1%.
What is the unemployment rate in Upper Duvall?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Upper Duvall?
Approximately 32.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Upper Duvall face high rent burden?
Approximately 81.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Upper Duvall?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications19
Estimated originations12
Home-purchase applications10
Origination rate62.9%
Home-purchase share54.6%
Average application loan$805,330
Total application loan amount$14,910,093
National application rank#10,865 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 3.9% YoY; originations 35.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.